Lumber River Eviction Risk: Moderate , Oshkosh

Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is tenant-organizing strength at 8.8/10. It sits 1.4 points above the Winnebago County average of 4.0.

On the softer side, supply constraint reads 2.4/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $780, 17% below the Oshkosh average.

Well under the midpoint, eviction-process difficulty reads 2.7/10. Court records carry 106 eviction filings across 12 observed years.

Filings peaked in 2009 at 2.2% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

In a typical year about 1.3% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 5.9/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.