Neighborhood · Ranked #49,882 of 84,120 nationally

North Chattanooga Eviction Risk: Lower

Tract 47065000700 · Hamilton County, TN · pop 4,727 · neighborhood within 1.4 mi

Landlord eviction risk in census tract 47065000700 (the North Chattanooga neighborhood of Chattanooga, Tennessee) comes in at 3.5/10, the Lower tier. On the national scale it ranks #79,801 of 84,120 for landlord eviction difficulty.

About 24% of renters carry a rent burden of 30% of income or higher, a moderate level, and 14% are severely burdened at 50% or more. The typical renter pays about $1,319 a month while the average household earns $109,963 a year, roughly 14% of income at the averages. About 35% of occupied units are renter-occupied.

Risk score

3.5

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 8% Stable renters 27% Owners 65%

Tract context

Occupied units1,924

Renter share35.2%

SVI overall0.10

Poverty rate8.9%

Median income$109,963

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0752, -85.2901 · click any tract to drill in

Why North Chattanooga scores 3.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

8.9% poverty · this tract

2.2

Supply constraint

$1,319 rent vs county FMR

4.3

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How North Chattanooga compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 10

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

20%Socioeconomic
4%Household composition
11%Racial/ethnic minority
35%Housing & transportation

Historical context · 1930s redlining

HOLC grade: A: Best

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

41%Grade A
30%Grade B
1%Grade C
2%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Chattanooga. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in North Chattanooga

What moves this score most is supply constraint at 4.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hamilton County average of 4.3 and below the Tennessee statewide average of 4.3. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 10th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

Part of this tract, about 2% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was A ("Best"). That lending history still correlates with present-day rent burden.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 47065000700

What is the eviction-risk score for census tract 47065000700?

Census tract 47065000700 in the North Chattanooga neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065000700?

Median gross rent is $1,319/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.

What is the poverty rate in tract 47065000700?

8.9% of residents in tract 47065000700 live below the federal poverty line (ACS B17001, 2023). Population: 4,727.

How socially vulnerable is tract 47065000700?

CDC Social Vulnerability Index ranks this tract in the 10th percentile nationally. Sub-themes: socioeconomic 20th, household 4th, minority 11th, housing 35th.

Is tract 47065000700 considered part of North Chattanooga?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065000700 fall within North Chattanooga (neighborhood centroid within 1.4 miles, OSM data).

How does tract 47065000700 compare to Chattanooga overall?

Tract 47065000700 scores 3.5/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065000700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 2% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.