River Road Eviction Risk: Moderate

Pulling the other way is rent-regulation exposure, at 1/10. 79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Annualized rent equals 32% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. Severe burden reaches 14%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

On the softer side is supply constraint, at 2.7/10. The filing record is not thin: 823 evictions logged in this tract. The poverty rate is 17%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

Average gross rent is $1,153, 13% below the San Antonio average of $1,324. Filing activity peaked in 2007 at 12.2% of renter households. Well under the midpoint is housing-court posture, at 3/10.

Recent filings have not receded much: 11.7% in 2008 against a 12.2% peak. Among the 88 mapped neighborhoods of San Antonio, it ranks #15 by risk, the upper third.

Because the boundary contains one tract, 5/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.