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Tioga, Texas eviction risk overview
City brief · 1,322 residents

Tioga, TX Eviction Risk: LOW

Grayson County · Population 1,322

In 2026
Risk score
3.1
LOW

86th percentile, Texas.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.8 Now3.1
10 5 1976 · score 1.8 1977 · score 1.8 1978 · score 1.8 1979 · score 1.9 1980 · score 1.6 1981 · score 1.6 1982 · score 1.6 1983 · score 1.6 1984 · score 1.5 1985 · score 1.5 1986 · score 1.6 1987 · score 1.6 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 2.1 1993 · score 2.1 1994 · score 2.1 1995 · score 2.1 1996 · score 2.1 1997 · score 2.2 1998 · score 2.2 1999 · score 2.3 2000 · score 2.8 2001 · score 2.9 2002 · score 3.0 2003 · score 3.0 2004 · score 3.0 2005 · score 3.0 2006 · score 3.1 2007 · score 3.1 2008 · score 3.3 2009 · score 3.3 2010 · score 3.4 2011 · score 3.5 2012 · score 3.4 2013 · score 3.4 2014 · score 3.5 2015 · score 3.5 2016 · score 3.8 2017 · score 3.9 2018 · score 4.1 2019 · score 4.2 2020 · score 4.7 2021 · score 4.7 2022 · score 4.7 2023 · score 4.7 2024 · score 3.8 2025 · score 4.6 2026 · score 3.1

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.3 Regional 3.3 State 1.5 Economic 4.7 Supply 7.5 Rent Control 3.7 Eviction 1.5 Tenant 6.3 Housing 3.7 3.1 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +54.3% (2024)
    3.3
  2. Regional political climate
    County-weighted neighbor mix
    3.3
  3. State political climate
    Texas legislature & governorship
    1.5
  4. Economic stress
    6.4% poverty · 3.9% unemp.
    4.7
  5. Supply constraint
    $1,762 average · 34.0% renters
    7.5
  6. Rent Control risk
    30.7% of income on rent
    3.7
  7. Eviction process difficulty
    23 days filing → judgment
    1.5
  8. Tenant organizing strength
    34.0% renters
    6.3
  9. Housing court bias
    County bench composition
    3.7
Geographic context

Risk heat across Tioga and the region

Click any city to see its score

How Tioga compares

Risk score vs. peers, county, state, and the U.S.
Rank in Grayson County
High
#5 of 18 cities
Rank in county, 77th percentileBottomTop
#5 of 18 cities in Grayson County for landlord eviction risk.
Rank in Texas
High
#308 of 1,841 cities
Rank in state, 83rd percentileBottomTop
#308 of 1,841 cities in Texas for landlord eviction risk.
vs. county · state · U.S.
Tioga risk score vs. county / state / U.S.Tioga: 3.13.1TiogaThis cityCounty: 2.92.9Countyavg in countyState: 2.72.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3.1
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3.1/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+1.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 23d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,762/mo. A contested eviction takes 23 days and costs $901-$3,820 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 34.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,322 residents, 34.0% rent. 31% are spending 30%+ income on rent, 6.4% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.3
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.3 and 3.3 (GOP margin +54.3% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.5, housing court bias 3.7, rent-control risk 3.7. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.7. Supply constraint: 7.5. The numbers behind those: 6.4% poverty, 3.9% unemployment, 31% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Tioga sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 20d 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Dallas, TX · 24d · ~$2.1k all-in ($89/day) · score 3.2 Dallas Plano, TX · 28d · ~$2.4k all-in ($87/day) · score 2.1 Plano Irving, TX · 26d · ~$2.4k all-in ($90/day) · score 2.5 Irving Garland, TX · 23d · ~$2.3k all-in ($98/day) · score 2.8 Garland Frisco, TX · 24d · ~$2.1k all-in ($86/day) · score 2.1 Frisco McKinney, TX · 27d · ~$2.5k all-in ($94/day) · score 2.2 McKinney Denton, TX · 24d · ~$2.4k all-in ($100/day) · score 3.4 Denton Carrollton, TX · 25d · ~$2.0k all-in ($78/day) · score 2.3 Carrollton Lewisville, TX · 27d · ~$2.1k all-in ($79/day) · score 3.8 Lewisville Richardson, TX · 25d · ~$2.4k all-in ($97/day) · score 3.7 Richardson Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Tioga
Tioga · 23d · ~$2.4k all-in ($103/day) · score 3.1 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Tioga, TX

Landlording in Tioga, Texas, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3.1/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Tioga is a city of 1,322 residents where 34.0% of occupied units are renter-occupied, and the typical renter spends 30.7% of income on rent. At an average rent of $1,762/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Tioga eviction process actually works

Eviction process difficulty here reads 1.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Tioga closes 23 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Tioga's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.7/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Tioga runs $901 to $3,820 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 23 days of typical timeline and $1,762/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.3/10 in Tioga, and the city has limited rent control exposure (3.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Texas, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Tioga: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Texas's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,820 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Tioga

Trap · PRACTICAL TRAP
Cost-versus-timeline trade-off: at 23 days and roughly $3,820 on the high end, cash-for-keys at $1,528 to $2,292 typically beats the legal route for non-aggravated cases. Default judgment frequency is high under Property Code Chapter 24.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a tenant out who won't pay in Tioga?

The fastest way is to immediately serve a correct 3-day pay-or-quit notice once rent is late. If they don't comply, file for eviction in Justice Court without delay. Texas has a relatively quick process, averaging 23 days. "Cash for keys" can sometimes be even faster if the tenant agrees to move out voluntarily.

Q2

Can I change the locks if my Tioga tenant doesn't pay rent?

No, absolutely not. Changing locks, turning off utilities, or removing a tenant's belongings without a Writ of Possession from the court is an illegal "self-help" eviction. You could face significant penalties, including owing the tenant damages and attorney fees. Always follow the legal eviction process through the court.

Q3

Do I need a lawyer for an eviction in Tioga?

You are not legally required to have a lawyer for a Justice Court eviction in Texas. However, it's highly recommended, especially if you're new to the process, if the tenant is disputing the eviction, or if you have any doubts about your paperwork. A lawyer ensures you follow all procedures correctly, which saves time and money in the long run. See our Texas eviction costs guide for more.

Q4

How much notice do I need to give for non-renewal of a lease in Tioga?

If your lease agreement specifies a notice period for non-renewal, follow that. If it doesn't, or if it's a month-to-month tenancy, Texas law generally requires a 30-day notice to vacate for no-cause termination. Always provide this notice in writing, even if not explicitly required by your lease, to avoid disputes.

06Score

What this score means for landlords2

A 3.1/10 places Tioga in the 86th percentile of Texas cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.