Cloverdale Eviction Risk: Moderate , Chesapeake

The clearest offset is supply constraint at 1/10. Food insecurity runs 38.0% against 17.8% nationally. Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 32%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, rent-regulation exposure reads 1.5/10. Inability to pay a utility bill runs 23.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the high side, economic stress reads 7.9/10. It sits 1.2 points above the Chesapeake City average of 3.6.

Court records carry 639 eviction filings across 6 observed years. The worst year on record was 2013, when 39.4% of renter households were served.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Norfolk. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 33.4% of renter households face a filing.

That is riskier than roughly 58% of the 84,120 US census tracts in this model. Social vulnerability reads 8.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Of its three components the socioeconomic standing measure is the most pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.