Garfield Eviction Risk: Moderate , Phoenix

At $794 a month, rents run 50% under what the rest of Phoenix commands. Food insecurity runs 52.4% against 17.8% nationally.

The poverty rate is 41%, which in this model reads as reduced rent-recovery odds after a judgment. 92% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Set annual rent against average income of $23,232 and the ratio lands at 41%, above the conventional 30% ceiling. Adults with no health insurance runs 31.3% against 11.3% nationally. Running cool, rent-regulation exposure reads 1/10.

Well under the midpoint, supply constraint reads 1/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against the Maricopa County average of 3.7, this tract reads riskier for landlords by 1.3 points.

53% of renter households cross the 30%-of-income line, higher than the Maricopa County average of 46.0%. Court records carry 100 eviction filings across 5 observed years.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.