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Neighborhood · Loveland, CO

Waterfront Eviction Risk: Moderate

2 census tracts · pop 10,624 · pop-weighted Eviction Risk Score 5.1/10 · range 4.6–5.4

Waterfront is a 2-tract neighborhood of Loveland, CO, population 10,624. That produces an Eviction Risk Score of 5.1/10, Moderate tier. 61% of renters here are cost-burdened at the 30% threshold, well clear of the Loveland rate of 32.1%.

The severe-burden share is 25%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. The strongest single driver of the headline number is tenant-organizing strength at 7.9/10.

Running cool is economic stress, at 2.2/10. The voucher gap is 13.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Average gross rent is $1,923, 11% above the Loveland average of $1,730. The 2 tracts here are tightly clustered, 0.8 points apart at the extremes.

Annual rent works out to 25% of average household income of $93,115. 38% of occupied units are renter-occupied.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
5.1
Moderate
2 tracts · population-weighted
Waterfront vs Loveland How this neighborhood stacks against the citywide average
% of income on rent
60.5% +88%
Loveland: 32.1%
Average gross rent
$1,923 +11%
Loveland: $1,730
Average HH income
$93,115 +13%
Loveland: $82,592
Poverty rate
9.0% +17%
Loveland: 7.7%
Renter share
37.5% -1%
Loveland: 37.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Waterfront and the region

Click any tract to drill in · 2 tracts span score 4.6–5.4

Why Waterfront scores 5.1

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 4.7–4.7 across tracts
4.7
Regional political climate
County-level mix · 2024 presidential margin · Range 5.8–5.8 across tracts
5.8
Local political climate
Parent city governance · Range 6.7–6.7 across tracts
6.7
Rent control risk
61% of income on rent · Range 6.6–6.6 across tracts
6.6
Eviction process difficulty
State notice requirements & court backlog · Range 4.6–4.6 across tracts
4.6
Tenant organizing strength
38% renter households · Range 7.9–7.9 across tracts
7.9
Housing court bias
County bench composition · Range 5.5–5.5 across tracts
5.5
Economic stress
9.0% below poverty line · Range 2.2–2.2 across tracts
2.2
Supply constraint
Rent-to-FMR gap & zoning friction · Range 6.0–7.1 across tracts
6.4
Risk score comparison

Waterfront vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Waterfront score vs. parent city, state, U.S.5.1WaterfrontNeighborhood5.3Parent cityhost city5.0Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Waterfront

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
08069001715 5.4 7,197 52% $1,860
08069001712 4.6 3,427 79% $2,056
Social Vulnerability Index

CDC SVI percentile: 42

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 45%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 36%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 34%ile
Hispanic + non-white share of population
Housing & transport 51%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked

About Waterfront

Q1

What is the eviction-risk score for Waterfront?

Waterfront scores 5.1/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Waterfront compare to Loveland overall?

Waterfront scores 0.2 points lower than Loveland overall (5.3/10). Renters spend 61% of income on rent vs 32% citywide. Average rent: $1,923 vs $1,730.
Q3

What is the average rent in Waterfront?

Average gross rent in Waterfront is $1,923/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 61% of renter households are cost-burdened.
Q4

What percentage of Waterfront residents are renters?

38% of Waterfront households are renter-occupied (vs 38% in Loveland). The neighborhood has 10,624 residents.
Q5

Is Waterfront a high social-vulnerability area?

Waterfront sits in the 42nd percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Waterfront have the highest eviction risk?

The highest-risk constituent tract in Waterfront is census tract 08069001715 (score 5.4/10). Across the 2 tracts in this neighborhood the score ranges from 4.6 to 5.4, a spread of 0.8 points.
Q7

How safe is Waterfront for landlords?

Waterfront carries a moderate-tier eviction-risk profile for landlords (5.1/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Loveland as a whole (5.3/10), this neighborhood is in line with the citywide level.
Q8

What is the demographic breakdown of Waterfront?

Waterfront has 9,690 residents. Top groups: White (non-Hispanic) (81.6%), Hispanic / Latino (13.5%), Other / Multiracial (2.1%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Waterfront

Sibling neighborhoods

Other neighborhoods inside Loveland

Same parent city, ranked by score similarity to Waterfront.

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