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Census Tract · Ranked #67,219 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097043301 · Osceola, FL · pop 3,953 · 19% of tract blocks fall in St. Cloud

12097043301 is a census tract in St. Cloud, FL. It scores 3/10 for landlords. It is home to 3,953 residents. Cost burden runs 8% here against 59.8% across Osceola County.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 0% Stable renters 4% Owners 96%
Tract context
Occupied units1,708
Renter share4.4%
SVI overall0.37
Poverty rate6.1%
Median income$93,125

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
25 th percentile
Rank, 25th percentileLowHigh
#10 of 13 tracts In St. Cloud
Low
Within county
12 th percentile
Rank, 12th percentileLowHigh
#52 of 59 tracts In Osceola
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,704 of 5,122 tracts In Florida
Low
National
20 th percentile
Rank, 20th percentileLowHigh
#67,219 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.2194, -81.2340 · click any tract to drill in

Why St. Cloud scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
6.1% poverty · this tract
1.5
Supply constraint
$1,077 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5

How St. Cloud compares

Risk score vs. parent city, county, state.
St. Cloud risk score vs. parent city / county / state3.0This tracttract 0433013.2St. Cloudparent city4.7Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 37

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 15Total filings over 7 yrs
  • 4.15%Avg annual filing rate
  • 7.4%Peak (2016)
  • 4Filings in 2017 (latest validated)
Filings by year 2008 to 2017
Year-by-year eviction filings in tract 12097043301
Filings climbed 100% over the past 9 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

Pulling hardest the other way is rent-regulation exposure at 1/10. Average gross rent is $1,077, 36% below the St. Cloud average.

Running cool, supply constraint reads 1/10. Well under the midpoint, eviction-process difficulty reads 1.2/10.

Against the Osceola County average of 4.7, this tract reads safer for landlords by 1.7 points. Court records carry 15 eviction filings across 7 observed years.

Filings peaked in 2016 at 7.4% of renter households. In a typical year about 4.1% of renter households face a filing. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 4% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 4.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 14% of average household income of $93,125, an unusually wide affordability cushion. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler. Of its three components the housing type and transport measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 12097043301

Q1

What is the eviction-risk score for census tract 12097043301?

Census tract 12097043301 in St. Cloud scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12097043301?

Median gross rent is $1,077/month (ACS 5-year 2023, table B25064). 8% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12097043301?

6.1% of residents in tract 12097043301 live below the federal poverty line (ACS B17001, 2023). Population: 3,953.
Q4

How socially vulnerable is tract 12097043301?

CDC Social Vulnerability Index ranks this tract in the 37th percentile nationally. Sub-themes: socioeconomic 50th, household 57th, minority 65th, housing 11th.
Q5

How many evictions are filed each year in tract 12097043301?

Princeton Eviction Lab recorded 15 eviction filings across 7 validated years in tract 12097043301 (2000-2018). The average annual filing rate is 4.15% of renter households, peaking at 7.4% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12097043301 compare to St. Cloud overall?

Tract 12097043301 scores 3/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.

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