St. Cloud Eviction Risk: Lower

The clearest offset is rent-regulation exposure at 1/10. Well under the midpoint, eviction-process difficulty reads 1.2/10.

Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the softer side, economic stress reads 1.4/10.

Against the Osceola County average of 4.7, this tract reads safer for landlords by 1.7 points. At $1,984 a month, rents run 18% over what the rest of St. Cloud commands. The filing record is not thin: 155 evictions over 9 years of observation.

Filings peaked in 2011 at 6.8% of renter households. In a typical year about 5.1% of renter households face a filing. On the national scale it lands near the 20th percentile of the 84,120 tracts scored.

At 14% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 3.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the FL average is 4.1, so this tract runs 1.1 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.