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Census Tract · Ranked #67,219 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097043700 · Osceola, FL · pop 12,477 · 15% of tract blocks fall in St. Cloud

Tract 12097043700 sits in St. Cloud, FL, carrying an eviction-risk score of 3/10. It is home to 12,477 residents. Against Osceola County at 59.8%, 40% of renters here are cost-burdened.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 10% Owners 83%
Tract context
Occupied units4,505
Renter share17.1%
SVI overall0.48
Poverty rate8.1%
Median income$96,793

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#7 of 13 tracts In St. Cloud
Moderate
Within county
16 th percentile
Rank, 16th percentileLowHigh
#50 of 59 tracts In Osceola
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,704 of 5,122 tracts In Florida
Low
National
20 th percentile
Rank, 20th percentileLowHigh
#67,219 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.2927, -81.2020 · click any tract to drill in

Why St. Cloud scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
8.1% poverty · this tract
2.0
Supply constraint
$1,166 rent vs county FMR
1.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5

How St. Cloud compares

Risk score vs. parent city, county, state.
St. Cloud risk score vs. parent city / county / state3.0This tracttract 0437003.2St. Cloudparent city4.7Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 48

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 82Total filings over 9 yrs
  • 3.80%Avg annual filing rate
  • 6.3%Peak (2010)
  • 8Filings in 2017 (latest validated)
Filings by year 2008 to 2017
Year-by-year eviction filings in tract 12097043700
Filings climbed 167% over the past 9 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

Severe burden reaches 37%. Those are renters paying half their income or more, and that is where non-payment filings originate. The main counterweight is rent-regulation exposure at 1/10. Well under the midpoint, supply constraint reads 1/10.

At $1,166 a month, rents run 31% under what the rest of St. Cloud commands. On the softer side, eviction-process difficulty reads 1.2/10. Against the Osceola County average of 4.7, this tract reads safer for landlords by 1.7 points.

Court records carry 82 eviction filings across 9 observed years. Filings peaked in 2010 at 6.3% of renter households.

In a typical year about 3.8% of renter households face a filing. On the national scale it lands near the 20th percentile of the 84,120 tracts scored. At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 12097043700

Q1

What is the eviction-risk score for census tract 12097043700?

Census tract 12097043700 in St. Cloud scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12097043700?

Median gross rent is $1,166/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12097043700?

8.1% of residents in tract 12097043700 live below the federal poverty line (ACS B17001, 2023). Population: 12,477.
Q4

How socially vulnerable is tract 12097043700?

CDC Social Vulnerability Index ranks this tract in the 48th percentile nationally. Sub-themes: socioeconomic 28th, household 56th, minority 70th, housing 59th.
Q5

How many evictions are filed each year in tract 12097043700?

Princeton Eviction Lab recorded 82 eviction filings across 9 validated years in tract 12097043700 (2000-2018). The average annual filing rate is 3.80% of renter households, peaking at 6.3% in 2010. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12097043700 compare to St. Cloud overall?

Tract 12097043700 scores 3/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.

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