Within neighborhood
40
th percentile
Moderate
Neighborhood · Ranked #59,085 of 84,120 nationally
Highland Lakes Eviction Risk: Lower , Palm Harbor
Tract 12103027323 · Pinellas, FL · pop 3,441 · neighborhood within 1.2 mi
The Moderate-tier score of 5.3/10 for census tract 12103027323 reflects conditions in the Highland Lakes area of Palm Harbor, Florida. That is riskier than roughly 50% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 59% of renter households, a severe level, and 29% are severely burdened at 50% or more. Average rent runs $1,921 a month against an average household income of $81,537 a year, roughly 28% of income at the averages. About 61% of occupied units are renter-occupied, a renter-majority tract.
Risk score
3.7
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 36%
Stable renters 25%
Owners 39%
Tract context
Occupied units1,395
Renter share60.7%
SVI overall0.63
Poverty rate11.2%
Median income$81,537
Percentile rank
Higher percentile = riskier than more peers.Within parent city
78
th percentile
High
Within county
42
th percentile
Moderate
Within state
49
th percentile
Moderate
Geographic context
Risk heat across Palm Harbor and the region
Centroid at 28.0719, -82.7086 · click any tract to drill in
Why Highland Lakes scores 3.7
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Palm Harbor
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
11.2% poverty · this tract
2.8
Supply constraint
$1,921 rent vs county FMR
4.7
Rent control risk
Inherited from Palm Harbor
8.3
Eviction process difficulty
State law sets the calendar
1.0
Tenant organizing strength
Inherited from Palm Harbor
4.1
Housing court bias
Inherited from Palm Harbor
6.2
How Highland Lakes compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 63
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 57%Socioeconomic
- 77%Household composition
- 46%Racial/ethnic minority
- 54%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 485Total filings over 18 yrs
- 23.24%Avg annual filing rate
- 71.3%Peak (2004)
- 12Filings in 2017 (latest validated)
Filings dropped 37% over the past 18 months.
Pandemic-era tracking (2020–2021)
- 55Total filings 2020-21
- 0.8Avg monthly (observed)
- 1.1Pre-pandemic baseline
- 0.68×Ratio to baseline
Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland Lakes. Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Highland Lakes
The score leans hardest on rent-control risk at 8.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Palm Harbor, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Pinellas County average of 4.8 and above the Florida statewide average of 4.9. Within its own county it reads on the riskier side for landlords.
During 2020 and 2021, eviction filings here ran at about 0.68x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.
Princeton's Eviction Lab logged 485 eviction filings here over 18 tracked years, with about 23.2% of renter households facing a filing in a typical year. Filings peaked at 71.3% of renter households in 2004.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103027323
Q1
What is the eviction-risk score for census tract 12103027323?
Census tract 12103027323 in the Highland Lakes neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103027323?
Median gross rent is $1,921/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103027323?
11.2% of residents in tract 12103027323 live below the federal poverty line (ACS B17001, 2023). Population: 3,441.
Q4
How socially vulnerable is tract 12103027323?
CDC Social Vulnerability Index ranks this tract in the 63th percentile nationally. Sub-themes: socioeconomic 57th, household 77th, minority 46th, housing 54th.
Q5
Is tract 12103027323 considered part of Highland Lakes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103027323 fall within Highland Lakes (neighborhood centroid within 1.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103027323?
Princeton Eviction Lab recorded 485 eviction filings across 18 validated years in tract 12103027323 (2000-2018). The average annual filing rate is 23.24% of renter households, peaking at 71.3% in 2004. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103027323 drop during COVID?
Pandemic-era filings ran 0.68× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103027323 compare to Palm Harbor overall?
Tract 12103027323 scores 3.7/10, higher than the parent city of Palm Harbor at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Palm Harbor; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Palm Harbor
Top eight tracts in Palm Harbor ranked by composite eviction-risk score.
Tract · FL
Harbor Palms
4.5
/ 10 · Moderate
Tract · FL
12103027333
4.1
/ 10 · Moderate
Tract · FL
Nine Eagles
3.6
/ 10 · Low
Tract · FL
12103027324
3
/ 10 · Low
Tract · FL
Bellerive
2.7
/ 10 · Low
Tract · FL
12103027321
2.5
/ 10 · Low
Tract · FL
12103027328
2.3
/ 10 · Low
Tract · FL
12103027329
2.3
/ 10 · Low
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