Magnificent Mile Eviction Risk: Moderate

The voucher gap is 37.8%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. The strongest single driver of the headline number is supply constraint at 8.7/10. Scores across the 6 constituent tracts range from 5.3 to 7.2. A 1.9-point internal spread means block-level underwriting beats area-level here.

Running hot is tenant-organizing strength at 8/10. 15% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Well under the midpoint is economic stress, at 2/10. around a third of renters spend 30% or more of household income on rent. Disability prevalence reaches 16.6% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

Filings are well documented here: 3,673 across 6 observed tracts. SNAP participation is 4.3% of households versus 15.2% nationally. Filing activity peaked in 2009 at 9.5% of renter households.

The most recent observed rate, 1.5% in 2015, is well off that peak. Among the 187 mapped neighborhoods of Chicago, it ranks #155 by risk, the lower third. For a like-for-like read, Ravenswood Gardens and Western Dunning score within a fraction of it.

Underwrite the address, not the area: with 1.9 points between its best and worst tract, the per-tract table below is the operative number. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.