Neighborhood · Ranked #24,859 of 84,120 nationally
Terrace Park Eviction Risk: Moderate , Goshen
Tract 18039000302 ·
Elkhart County, IN · pop 6,755 · neighborhood within 1.0 mi
With a score of 5.4/10, tract 18039000302 in the Terrace Park area of Goshen, IN reads moderate for landlord eviction risk. It is home to 6,755 residents. Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 28%Stable renters 26%Owners 46%
Tract context
Occupied units2,834
Renter share53.5%
SVI overall0.85
Poverty rate19.0%
Median income$47,740
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Terrace Park
Moderate
Within parent city
75th percentile
#3 of 9 tracts In Goshen
High
Within county
89th percentile
#6 of 45 tracts In Elkhart County
High
Within state
95th percentile
#93 of 1,693 tracts In Indiana
Very High
Geographic context
Risk heat across Goshen and the region
Centroid at 41.5694, -85.7996 · click any tract to drill in
Why Terrace Park scores 5.4
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Goshen
4.2
Regional political climate
2024 county presidential margin
3.6
State political climate
Indiana legislature & governorship
2.0
Economic stress
19.0% poverty · this tract
4.7
Supply constraint
$995 rent vs county FMR
4.4
Rent control risk
Inherited from Goshen
7.3
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Goshen
8.0
Housing court bias
Inherited from Goshen
7.4
How Terrace Park compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 85
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
77%Socioeconomic
84%Household composition
39%Racial/ethnic minority
90%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
10.2%Housing insecurity
7.3%Utility-shutoff threat
14.5%Food insecurity
8.5%SNAP enrollment
7.6%Transit barriers
12.8%No health insurance
15.6%Frequent mental distress
42.3%Any disability
Analysis
What drives eviction risk in Terrace Park
The clearest offset is eviction-process difficulty at 1.5/10. roughly one in two of renter households cross the 30%-of-income line, markedly above the Elkhart County average of 40.7%. On the softer side, state political climate reads 2/10.
Against the Elkhart County average of 3.9, this tract reads riskier for landlords by 1.5 points. On the high side, tenant-organizing strength reads 8/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
At $995 a month, rents run 9% under what the rest of Goshen commands. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.
Social vulnerability reads 8.7/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the IN average is 3.9, so this tract runs 1.5 points hotter.
Of its three components the housing type and transport measure is the most pressured. Annual rent works out to 25% of average household income of $47,740.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 18039000302
Q1
What is the eviction-risk score for census tract 18039000302?
Census tract 18039000302 in the Terrace Park neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 18039000302?
Median gross rent is $995/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 18039000302?
19.0% of residents in tract 18039000302 live below the federal poverty line (ACS B17001, 2023). Population: 6,755.
Q4
How socially vulnerable is tract 18039000302?
CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 77th, household 84th, minority 39th, housing 90th.
Q5
Is tract 18039000302 considered part of Terrace Park?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18039000302 fall within Terrace Park (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 18039000302 struggle to pay rent?
About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 18039000302 compare to Goshen overall?
Tract 18039000302 scores 5.4/10, higher than the parent city of Goshen at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Goshen eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Goshen
Top eight tracts in Goshen ranked by composite eviction-risk score.