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Neighborhood · Glassmanor, MD

Harbor Terrace Eviction Risk: Moderate

2 census tracts · pop 11,041 · pop-weighted Eviction Risk Score 5.4/10 · range 4.8–6

Harbor Terrace is a black (non-hispanic) neighborhood in Glassmanor with 2 census tracts and a population of 11,041 residents. The neighborhood's pop-weighted eviction-risk score of 5.4/10 (Moderate tier) blends state law, county-level filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty. 56% of renters here pay at least 30% of household income on rent, and 23% are severely cost-burdened (≥50% of income). Average gross rent of $1,556/month sits 1% lower than the Glassmanor citywide average ($1,567).

Risk score
5.4
Moderate
2 tracts · population-weighted
Harbor Terrace vs Glassmanor How this neighborhood stacks against the citywide average
% of income on rent
55.5% +61%
Glassmanor: 34.4%
Average gross rent
$1,556 -1%
Glassmanor: $1,567
Average HH income
$68,452 -2%
Glassmanor: $69,778
Poverty rate
11.0% -17%
Glassmanor: 13.3%
Renter share
68.7% +5%
Glassmanor: 65.1%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Harbor Terrace and the region

Click any tract to drill in · 2 tracts span score 4.8–6

Why Harbor Terrace scores 5.4

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 5.7–5.7 across tracts
5.7
Regional political climate
County-level mix · 2024 presidential margin · Range 9.0–9.0 across tracts
9.0
Local political climate
Parent city governance · Range 9.1–9.1 across tracts
9.1
Rent control risk
56% of income on rent · Range 7.4–7.4 across tracts
7.4
Eviction process difficulty
State notice requirements & court backlog · Range 5.2–5.2 across tracts
5.2
Tenant organizing strength
69% renter households · Range 9.8–9.8 across tracts
9.8
Housing court bias
County bench composition · Range 6.8–6.8 across tracts
6.8
Economic stress
11.0% below poverty line · Range 1.7–3.9 across tracts
2.7
Supply constraint
Rent-to-FMR gap & zoning friction · Range 1.3–2.1 across tracts
1.7
Risk score comparison

Harbor Terrace vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Harbor Terrace score vs. parent city, state, U.S.Harbor Terrace: 5.45.4Harbor TerraceNeighborhoodParent city: 6.36.3Parent cityhost cityState: 6.26.2Stateavg in stateU.S.: 4.74.7U.S.national avgU.S. avg = 5.0
Census tracts

2 tracts in Harbor Terrace

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
24033801704 6 5,227 58% $1,458
24033801707 4.8 5,814 53% $1,644
Social Vulnerability Index

CDC SVI percentile: 86

Pop-weighted across 2 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 80%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 79%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 99%ile
Hispanic + non-white share of population
Housing & transport 73%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Harbor Terrace

Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 29,632Total filings (sum)
  • 232.15%Avg annual filing rate
  • 291.2%Peak year (2014)
  • 223.78%Latest filed (2016)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Harbor Terrace

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Harbor Terrace

Q1

What is the eviction-risk score for Harbor Terrace?

Harbor Terrace scores 5.4/10 (Moderate tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Harbor Terrace compare to Glassmanor overall?

Harbor Terrace scores 0.9 points lower than Glassmanor overall (6.3/10). Renters spend 56% of income on rent vs 34% citywide. Average rent: $1,556 vs $1,567.
Q3

What is the average rent in Harbor Terrace?

Average gross rent in Harbor Terrace is $1,556/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 56% of renter households are cost-burdened.
Q4

What percentage of Harbor Terrace residents are renters?

69% of Harbor Terrace households are renter-occupied (vs 65% in Glassmanor). The neighborhood has 11,041 residents.
Q5

Is Harbor Terrace a high social-vulnerability area?

Harbor Terrace sits in the 86th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Harbor Terrace have the highest eviction risk?

The highest-risk constituent tract in Harbor Terrace is census tract 24033801704 (score 6/10). Across the 2 tracts in this neighborhood the score ranges from 4.8 to 6, a spread of 1.2 points.
Q7

How safe is Harbor Terrace for landlords?

Harbor Terrace carries a moderate-tier eviction-risk profile for landlords (5.4/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Glassmanor as a whole (6.3/10), this neighborhood is lower-risk.
Q8

What is the demographic breakdown of Harbor Terrace?

Harbor Terrace has 11,461 residents (Black (non-Hispanic) Neighborhood). Top groups: Black (non-Hispanic) (61.8%), Hispanic / Latino (33.6%), Other / Multiracial (3.2%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Harbor Terrace

Sibling neighborhoods

Other neighborhoods inside Glassmanor

Same parent city, ranked by score similarity to Harbor Terrace.

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