2 census tracts · pop 11,041 · pop-weighted Eviction Risk Score 3.9/10
· range 3.3–4.6
Harbor Terrace is a 2-tract neighborhood of Glassmanor, MD and houses 11,041 people. That produces an Eviction Risk Score of 3.9/10, Lower tier. 56% of renters here are cost-burdened at the 30% threshold, dramatically above the Glassmanor rate of 34.4%.
What pushes the score up most is tenant-organizing strength at 9.8/10. 23% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.
This is a renter market: 69% of occupied units are tenant-occupied. Well under the midpoint is supply constraint, at 1.7/10.
Food insecurity affects 33.5% of adults, 15.7 points above the national rate. 18.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.
Scores across the 2 constituent tracts range from 3.3 to 4.6. A 1.3-point internal spread means block-level underwriting beats area-level here. Court records carry 29,632 eviction filings across its 2 observed tracts.
Running hot is rent-regulation exposure at 7.4/10. The worst year on record was 2014, when filings touched 291.2% of renter households.
Recent filings have not receded much: 227.7% in 2016 against a 291.2% peak. Social vulnerability runs high at 8.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $1,556, close to the Glassmanor average.
For a specific building, read the per-tract breakdown below rather than the 3.9 headline, because the internal range is too wide to average safely. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.
Risk score
3.9
Lower
2 tracts · population-weighted
Harbor Terrace vs GlassmanorHow this neighborhood stacks against the citywide average
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority99%ile
Hispanic + non-white share of population
Housing & transport73%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab
Court-record eviction history in Harbor Terrace
Aggregated across 2 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.
Historic baseline (2000–2018)
29,632Total filings (sum)
232.15%Avg annual filing rate
291.2%Peak year (2014)
223.78%Latest filed (2016)
CDC PLACES 2023 · pop-weighted
Eviction-adjacent indicators in Harbor Terrace
Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.
28.5%Housing insecurity
18.0%Utility shutoff threat
33.6%Food insecurity
27.2%SNAP enrollment
17.2%No health insurance
32.1%Any disability
Frequently asked
About Harbor Terrace
Q1
What is the eviction-risk score for Harbor Terrace?
Harbor Terrace scores 3.9/10 (Lower tier) across 2 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2
How does Harbor Terrace compare to Glassmanor overall?
Harbor Terrace scores 0.7 points higher than Glassmanor overall (3.2/10). Renters spend 56% of income on rent vs 34% citywide. Average rent: $1,556 vs $1,567.
Q3
What is the average rent in Harbor Terrace?
Average gross rent in Harbor Terrace is $1,556/month (pop-weighted across 2 census tracts, ACS 5-year 2023). 56% of renter households are cost-burdened.
Q4
What percentage of Harbor Terrace residents are renters?
69% of Harbor Terrace households are renter-occupied (vs 65% in Glassmanor). The neighborhood has 11,041 residents.
Q5
Is Harbor Terrace a high social-vulnerability area?
Harbor Terrace sits in the 86th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6
Which tracts in Harbor Terrace have the highest eviction risk?
The highest-risk constituent tract in Harbor Terrace is census tract 24033801704 (score 4.6/10). Across the 2 tracts in this neighborhood the score ranges from 3.3 to 4.6, a spread of 1.3 points.
Q7
How safe is Harbor Terrace for landlords?
Harbor Terrace carries a lower-tier eviction-risk profile for landlords (3.9/10). Pop-weighted across 2 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Glassmanor as a whole (3.2/10), this neighborhood is higher-risk.
Q8
What is the demographic breakdown of Harbor Terrace?
Harbor Terrace has 11,461 residents. Top groups: Black (non-Hispanic) (61.8%), Hispanic / Latino (33.6%), Other / Multiracial (3.2%). Source: ACS 5-year 2023, table B03002.
