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Rowley, Massachusetts eviction risk overview
City brief · 1,708 residents

Rowley, MA Eviction Risk: MODERATE

Essex County · Population 1,708

In 2026
Risk score
5.2
MODERATE

2th percentile, Massachusetts.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average3.9 Now5.2
6.9 2.2 1976 · score 2.9 1977 · score 2.8 1978 · score 2.7 1979 · score 2.7 1980 · score 2.7 1981 · score 2.7 1982 · score 2.7 1983 · score 2.6 1984 · score 2.4 1985 · score 2.3 1986 · score 2.3 1987 · score 2.2 1988 · score 2.5 1989 · score 2.6 1990 · score 2.7 1991 · score 2.9 1992 · score 3.3 1993 · score 3.2 1994 · score 3.4 1995 · score 3.2 1996 · score 3.7 1997 · score 3.8 1998 · score 3.8 1999 · score 3.9 2000 · score 3.8 2001 · score 3.9 2002 · score 3.9 2003 · score 3.9 2004 · score 3.9 2005 · score 3.9 2006 · score 3.9 2007 · score 4.0 2008 · score 4.2 2009 · score 4.4 2010 · score 4.4 2011 · score 4.5 2012 · score 4.4 2013 · score 4.4 2014 · score 4.4 2015 · score 4.4 2016 · score 4.6 2017 · score 4.7 2018 · score 4.8 2019 · score 4.9 2020 · score 6.8 2021 · score 6.9 2022 · score 5.9 2023 · score 5.6 2024 · score 5.5 2025 · score 5.3 2026 · score 5.2

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.8 Regional 6.8 State 6.2 Economic 1.6 Supply 5.7 Rent Control 5.4 Eviction 5.8 Tenant 4.6 Housing 3.8 5.2 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +20.3% (2024)
    6.8
  2. Regional political climate
    County-weighted neighbor mix
    6.8
  3. State political climate
    Massachusetts legislature & governorship
    6.2
  4. Economic stress
    2.7% poverty · 5.8% unemp.
    1.6
  5. Supply constraint
    $1,663 average · 21.4% renters
    5.7
  6. Rent Control risk
    29.4% of income on rent
    5.4
  7. Eviction process difficulty
    184 days filing → judgment
    5.8
  8. Tenant organizing strength
    21.4% renters
    4.6
  9. Housing court bias
    County bench composition
    3.8
Geographic context

Risk heat across Rowley and the region

Click any city to see its score

How Rowley compares

Risk score vs. peers, county, state, and the U.S.
Rank in Essex County
Very Low
#24 of 24 cities
Rank in county, 0th percentileLowHigh
#24 of 24 cities in Essex County for landlord eviction risk.
Rank in Massachusetts
Very Low
#246 of 248 cities
Rank in state, 1st percentileLowHigh
#246 of 248 cities in Massachusetts for landlord eviction risk.
vs. county · state · U.S.
Rowley risk score vs. county / state / U.S.Rowley: 5.25.2RowleyThis cityCounty: 5.95.9Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.2
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 5.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 184d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,663/mo. A contested eviction takes 184 days and costs $12,229–$25,526 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 21.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,708 residents, 21.4% rent. 29% are spending 30%+ income on rent, 2.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.8 and 6.8 (Dem margin +20.3% (2024)). State climate at 6.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 5.8, housing court bias 3.8, rent-control risk 5.4. Standard process speed for the state.

    50-yr trendProcess difficulty +0.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 1.6
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 1.6. Supply constraint: 5.7. The numbers behind those: 2.7% poverty, 5.8% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Rowley sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Cambridge, MA · 212d · ~$19.8k all-in ($93/day) · score 7.1 Cambridge Lowell, MA · 198d · ~$19.9k all-in ($101/day) · score 6.1 Lowell Brockton, MA · 207d · ~$19.7k all-in ($95/day) · score 6.2 Brockton Quincy, MA · 216d · ~$18.5k all-in ($85/day) · score 6.2 Quincy Lynn, MA · 195d · ~$20.6k all-in ($106/day) · score 6 Lynn Newton, MA · 200d · ~$18.9k all-in ($95/day) · score 5.6 Newton Lawrence, MA · 188d · ~$17.9k all-in ($95/day) · score 6.2 Lawrence Somerville, MA · 190d · ~$20.6k all-in ($108/day) · score 6.6 Somerville Framingham, MA · 189d · ~$20.6k all-in ($109/day) · score 5.7 Framingham Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Rowley
Rowley · 184d · ~$18.9k all-in ($103/day) · score 5.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Rowley, MA

Landlording in Rowley, Massachusetts, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 5.2/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Rowley is a city of 1,708 residents where 21.4% of occupied units are renter-occupied, and the typical renter spends 29.4% of income on rent. At an average rent of $1,663/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Rowley eviction process actually works

Eviction process difficulty here reads 5.8/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Rowley closes 184 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Rowley's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Rowley runs $12,229 to $25,526 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 184 days of typical timeline and $1,663/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.6/10 in Rowley, and the city has limited rent control exposure (5.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Massachusetts, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Rowley: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Massachusetts's statutory language. Fix those four, and most cases settle or default. Skip them, and a $25,526 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Rowley

Trap · 2.7%
Local poverty rate is 2.7%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Essex County. Rent-control-risk sub-score: 5.4/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant for any reason in Rowley?

No, not for "any reason." While Massachusetts doesn't have statewide "just cause" eviction, you still need a legal reason. Common reasons include non-payment of rent, lease violations, or the end of a fixed-term lease where you choose not to renew. You can't evict someone just because you don't like them.

Q2

How long does it take to get a tenant out if they stop paying?

Realistically, if a tenant stops paying and you have to evict through the courts, expect it to take around 184 days in Rowley. This includes the 14-day notice period and the full court process. It's a long haul.

Q3

What's the biggest mistake landlords make during eviction in Rowley?

The biggest mistake is usually procedural errors with notices or trying to self-evict. Incorrectly served notices, accepting partial rent without a written agreement, or trying to change locks yourself will get your case dismissed and could lead to tenant lawsuits. Get legal help early.

Q4

Can I charge whatever I want for a security deposit?

No. In Massachusetts, you can only charge a maximum of one month's rent as a security deposit. Any more is illegal and can lead to significant penalties if challenged by the tenant.

Q5

What if my tenant has a Section 8 voucher and stops paying?

Source-of-income is a protected class. You cannot discriminate against tenants using Section 8. However, if they stop paying their portion of the rent, or if the housing authority stops paying its portion, you follow the same 14-day non-payment eviction process. Treat them like any other tenant regarding lease violations or non-payment.

06Score

What this score means for landlords2

A 5.2/10 places Rowley in the 2nd percentile of Massachusetts cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.