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Medford, Massachusetts eviction risk overview
Ranked #793 of 1,865 nationally

Medford, MA Eviction Risk: MODERATE

Middlesex County · Population 59,354

In 2026
Risk score
5.4
MODERATE

37th percentile, Massachusetts.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average3.6 Now5.4
10 5 1976 · score 2.1 1977 · score 2.1 1978 · score 2.1 1979 · score 2.2 1980 · score 1.8 1981 · score 1.8 1982 · score 1.9 1983 · score 1.8 1984 · score 1.8 1985 · score 1.8 1986 · score 1.9 1987 · score 1.9 1988 · score 2.3 1989 · score 2.3 1990 · score 2.4 1991 · score 2.5 1992 · score 2.9 1993 · score 2.9 1994 · score 2.9 1995 · score 2.9 1996 · score 3.5 1997 · score 3.5 1998 · score 3.6 1999 · score 3.6 2000 · score 3.4 2001 · score 3.5 2002 · score 3.6 2003 · score 3.6 2004 · score 3.7 2005 · score 3.7 2006 · score 3.8 2007 · score 3.9 2008 · score 4.1 2009 · score 4.2 2010 · score 4.3 2011 · score 4.3 2012 · score 4.3 2013 · score 4.4 2014 · score 4.5 2015 · score 4.6 2016 · score 4.9 2017 · score 5.1 2018 · score 5.3 2019 · score 5.4 2020 · score 6.2 2021 · score 6.2 2022 · score 6.1 2023 · score 6.2 2024 · score 5.9 2025 · score 6.2 2026 · score 5.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 8.3 Regional 8.3 State 6.2 Economic 5.3 Supply 9.3 Rent Control 4.8 Eviction 6.1 Tenant 8.9 Housing 4.6 5.4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +39.5% (2024)
    8.3
  2. Regional political climate
    County-weighted neighbor mix
    8.3
  3. State political climate
    Massachusetts legislature & governorship
    6.2
  4. Economic stress
    8.2% poverty · 4.4% unemp.
    5.3
  5. Supply constraint
    $2,509 average · 45.9% renters
    9.3
  6. Rent Control risk
    25.6% of income on rent
    4.8
  7. Eviction process difficulty
    208 days filing → judgment
    6.1
  8. Tenant organizing strength
    45.9% renters
    8.9
  9. Housing court bias
    County bench composition
    4.6
Geographic context

Risk heat across Medford and the region

Click any city to see its score

How Medford compares

Risk score vs. peers, county, state, and the U.S.
Rank in Middlesex County
Moderate
#21 of 35 cities
Rank in county, 41st percentileBottomTop
#21 of 35 cities in Middlesex County for landlord eviction risk.
Rank in Massachusetts
Low
#161 of 248 cities
Rank in state, 35th percentileBottomTop
#161 of 248 cities in Massachusetts for landlord eviction risk.
vs. county · state · U.S.
Medford risk score vs. county / state / U.S.Medford: 5.45.4MedfordThis cityCounty: 5.75.7Countyavg in countyState: 6.26.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 5.4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 5.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+3.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 208d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,509/mo. A contested eviction takes 208 days and costs $11,903-$24,628 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 45.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 59,354 residents, 45.9% rent. 26% are spending 30%+ income on rent, 8.2% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 8.3
    Local + regional
    The politics

    Strong-tenant coastal market.

    Local & regional political climate score 8.3 and 8.3 (Dem margin +39.5% (2024)). State climate at 6.2, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.2
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.2/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.1, housing court bias 4.6, rent-control risk 4.8. Standard process speed for the state.

    50-yr trendProcess difficulty +1.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.3. Supply constraint: 9.3. The numbers behind those: 8.2% poverty, 4.4% unemployment, 26% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Medford sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Worcester, MA · 184d · ~$19.8k all-in ($108/day) · score 6.9 Worcester Cambridge, MA · 212d · ~$19.8k all-in ($93/day) · score 5.8 Cambridge Lowell, MA · 198d · ~$19.9k all-in ($101/day) · score 6.8 Lowell Brockton, MA · 207d · ~$19.7k all-in ($95/day) · score 7.1 Brockton Quincy, MA · 216d · ~$18.5k all-in ($85/day) · score 5.6 Quincy Lynn, MA · 195d · ~$20.6k all-in ($106/day) · score 6.6 Lynn Fall River, MA · 186d · ~$19.7k all-in ($106/day) · score 6.9 Fall River Newton, MA · 200d · ~$18.9k all-in ($95/day) · score 4.4 Newton Lawrence, MA · 188d · ~$17.9k all-in ($95/day) · score 6.6 Lawrence Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Medford
Medford · 208d · ~$18.3k all-in ($88/day) · score 5.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Medford, MA

Landlording in Medford, Massachusetts, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 5.4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Medford is a city of 59,354 residents where 45.9% of occupied units are renter-occupied, and the typical renter spends 25.6% of income on rent. At an average rent of $2,509/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Medford eviction process actually works

Eviction process difficulty here reads 6.1/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Medford closes 208 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Medford's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Medford runs $11,903 to $24,628 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 208 days of typical timeline and $2,509/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.9/10 in Medford, and the city has limited rent control exposure (4.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Massachusetts, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Medford: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Massachusetts's statutory language. Fix those four, and most cases settle or default. Skip them, and a $24,628 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Medford

Trap · 63.2 POINTS
Politically, Suffolk County voted Democratic by 63.2 points in 2020, a baseline that correlates with tenant-protective legislative pressure. Combined with 25.6% rent-to-income ratio, expect baseline enforcement of MGL 239 + Housing Court.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Medford for just being late on rent by a few days?

No, not immediately. In Massachusetts, you must issue a 14-day pay-or-quit notice for non-payment of rent. The tenant has those 14 days to pay the full amount due. If they pay within that period, the eviction process stops. You can only proceed with a court filing if they fail to pay or move out after the 14 days.

Q2

What if my tenant has a Section 8 voucher? Can I refuse to rent to them?

No, Massachusetts has statewide source-of-income protection. This means you cannot discriminate against tenants based on their lawful source of income, including Section 8 vouchers or other rental assistance programs. You must treat all applicants equally and apply your screening criteria consistently, regardless of their income source. You can still deny an applicant for legitimate, non-discriminatory reasons, like poor credit or bad rental history.

Q3

How much can I charge for a late fee in Medford?

Massachusetts law (M.G.L. c. 186, § 15B) states that a landlord can only charge a late fee if the rent is not paid within 30 days of the due date, and the fee cannot exceed 5% of the monthly rent. So, you can't charge a late fee for rent that's just a few days late. This is a common trap for landlords coming from other states.

Q4

Do I need a lawyer for an eviction in Massachusetts?

While you can technically represent yourself in Housing Court, it's strongly advised to hire an attorney, especially in Massachusetts. The laws are complex, the process is lengthy, and the courts can be tenant-friendly. A small mistake in paperwork or procedure can lead to significant delays, dismissal of your case, and thousands of dollars in lost rent and additional legal fees. Given the typical 208-day timeline and high costs, legal expertise is a critical investment.

Q5

Can I increase the rent in Medford? Are there rent control rules?

Currently, there is no statewide rent control in Massachusetts, and Medford does not have its own rent control ordinance. This means you generally have the ability to raise rents, provided you give proper notice (typically 30 days for month-to-month tenancies). However, discussions about rent control do surface in Massachusetts politics. Stay informed about potential legislative changes. Our Massachusetts rent control rules guide has more information.

06Score

What this score means for landlords2

A 5.4/10 places Medford in the 37th percentile of Massachusetts cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.