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Census Tract · Ranked #15,451 of 84,120 nationally

Pontiac Eviction Risk: Elevated

Tract 26125141600 · Oakland County, MI · pop 4,799

Census tract 26125141600 covers part of Pontiac, MI, and scores 6.5/10 on landlord eviction risk. It is home to 4,799 residents. The dominant input is court filing pressure at 9.5/10.

Risk score
6.5
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20% Stable renters 32% Owners 48%
Tract context
Occupied units1,624
Renter share52.6%
SVI overall0.93
Poverty rate18.8%
Median income$63,314

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
47 th percentile
Rank, 47th percentileLowHigh
#10 of 18 tracts In Pontiac
Moderate
Within county
97 th percentile
Rank, 97th percentileLowHigh
#11 of 350 tracts In Oakland County
Very High
Within state
97 th percentile
Rank, 97th percentileLowHigh
#91 of 2,972 tracts In Michigan
Very High
National
82 th percentile
Rank, 82nd percentileLowHigh
#15,451 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6478, -83.2849 · click any tract to drill in

Why Pontiac scores 6.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Pontiac
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
18.8% poverty · this tract
4.7
Supply constraint
$1,143 rent vs county FMR
3.3
Rent control risk
Inherited from Pontiac
6.8
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Pontiac
9.5
Housing court bias
Inherited from Pontiac
7.7

How Pontiac compares

Risk score vs. parent city, county, state.
Pontiac risk score vs. parent city / county / state6.5This tracttract 1416005.1Pontiacparent city4.0Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 93

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Pontiac

It sits 2.5 points above the Oakland County average of 4.0. Running hot, tenant-organizing strength reads 9.5/10. Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Sitting well above the midpoint, housing-court posture reads 7.7/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Housing insecurity runs 21.8% against 14.2% nationally. Inability to pay a utility bill runs 14.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Pontiac. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 82% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 9.4/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 2.3 points hotter.

Of its three components the housing type and transport measure is the most pressured. 39% of renter households spend at least 30% of income on rent.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 26125141600

Q1

What is the eviction-risk score for census tract 26125141600?

Census tract 26125141600 in Pontiac scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 26125141600?

Median gross rent is $1,143/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 26125141600?

18.8% of residents in tract 26125141600 live below the federal poverty line (ACS B17001, 2023). Population: 4,799.
Q4

How socially vulnerable is tract 26125141600?

CDC Social Vulnerability Index ranks this tract in the 93th percentile nationally. Sub-themes: socioeconomic 84th, household 88th, minority 88th, housing 91th.
Q5

What share of households in tract 26125141600 struggle to pay rent?

About 21.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6

How does tract 26125141600 compare to Pontiac overall?

Tract 26125141600 scores 6.5/10, higher than the parent city of Pontiac at 5.1/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 26125141600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.

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