Pontiac Eviction Risk: Elevated

What pushes it up most is court filing pressure at 9.5/10. Against the Oakland County average of 4.0, this tract reads riskier for landlords by 2.5 points. On the high side, tenant-organizing strength reads 9.5/10.

Against Oakland County at 39.8%, 52% of renters here are cost-burdened. 23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Set annual rent against average income of $33,997 and the ratio lands at 36%, above the conventional 30% ceiling. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment. 73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, economic stress reads 8.2/10. Adults with no health insurance runs 21.0% against 11.3% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 82nd percentile of the 84,120 tracts scored.

Social vulnerability reads 9.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MI average is 4.2, so this tract runs 2.3 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.