Pontiac Eviction Risk: Elevated

Food insecurity runs 44.5% against 17.8% nationally. The severe-burden share is 33%, and it is the single best predictor in this model of a filing that actually reaches judgment. The poverty rate is 51%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 2.5 points above the Oakland County average of 4.0. On the high side, court filing pressure reads 9.5/10.

Sitting well above the midpoint, tenant-organizing strength reads 9.5/10. Inability to pay a utility bill runs 25.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Set annual rent against average income of $38,750 and the ratio lands at 32%, above the conventional 30% ceiling.

This is renter territory: 65% of occupied units are tenant-occupied. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #15,451 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 9.8/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 2.3 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.