Census Tract · Ranked #15,522 of 84,120 nationally

Pontiac Eviction Risk: Moderate

Tract 26125142100 · Oakland County, MI · pop 1,662

Census tract 26125142100 belongs to Pontiac, Michigan. It is home to 1,662 residents and scores 7.2/10, an elevated reading for landlords. That is riskier than about 97% of US census tracts.

42% of renter households here spend at least 30% of income on rent, a severe level, and 33% are severely burdened at 50% or more. Average gross rent is $1,035 monthly, set against $38,750 in average yearly household income, roughly 32% of income at the averages. Renters make up 65% of occupied homes, a renter-majority tract.

Risk score

5.7

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 27% Stable renters 38% Owners 35%

Tract context

Occupied units534

Renter share65.4%

SVI overall0.97

Poverty rate51.1%

Median income$38,750

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Pontiac and the region

Centroid at 42.6369, -83.3034 · click any tract to drill in

Why Pontiac scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Pontiac

6.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

51.1% poverty · this tract

10.0

Supply constraint

$1,035 rent vs county FMR

2.5

Rent control risk

Inherited from Pontiac

6.8

Eviction process difficulty

State law sets the calendar

3.0

Tenant organizing strength

Inherited from Pontiac

9.5

Housing court bias

Inherited from Pontiac

7.7

How Pontiac compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

95%Socioeconomic
95%Household composition
85%Racial/ethnic minority
89%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
63%Grade B
36%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

31.1%Housing insecurity
25.7%Utility-shutoff threat
44.5%Food insecurity
47.3%SNAP enrollment
21.6%Transit barriers
16.8%No health insurance
22.2%Frequent mental distress
40.8%Any disability

Analysis

What drives eviction risk in Pontiac

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores well above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.

The tract is racially mixed and ranks around the 97th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 31.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 25.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 26125142100

What is the eviction-risk score for census tract 26125142100?

Census tract 26125142100 in Pontiac scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125142100?

Median gross rent is $1,035/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.

What is the poverty rate in tract 26125142100?

51.1% of residents in tract 26125142100 live below the federal poverty line (ACS B17001, 2023). Population: 1,662.

How socially vulnerable is tract 26125142100?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 95th, household 95th, minority 85th, housing 89th.

What share of households in tract 26125142100 struggle to pay rent?

About 31.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 25.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125142100 compare to Pontiac overall?

Tract 26125142100 scores 5.7/10, higher than the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125142100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Pontiac

Top eight tracts in Pontiac ranked by composite eviction-risk score.