Pontiac Eviction Risk: Elevated

Against the Oakland County average of 4.0, this tract reads riskier for landlords by 2.5 points. On the high side, tenant-organizing strength reads 9.5/10. Well under the midpoint, supply constraint reads 1/10.

SNAP participation runs 30.1% against 15.2% nationally. The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment.

At $793 a month, rents run 25% under what the rest of Pontiac commands. Inability to pay a utility bill runs 18.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 82% of the 84,120 US census tracts in this model.

Social vulnerability reads 8.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MI average is 4.2, so this tract runs 2.3 points hotter.

Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.