Duluth Eviction Risk: Moderate

Average gross rent is $416, 62% below the Duluth average. The poverty rate is 51%, which in this model reads as reduced rent-recovery odds after a judgment.

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Well under the midpoint, supply constraint reads 1/10.

SNAP participation runs 31.1% against 15.2% nationally. The severe-burden share is 20%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 1.4 points above the St. Louis County average of 4.3.

Food insecurity runs 30.2% against 17.8% nationally. 47% of renter households cross the 30%-of-income line, higher than the St. Louis County average of 40.0%.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Duluth. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 74th percentile of the 84,120 tracts scored. Social vulnerability reads 8.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MN average is 4.5, so this tract runs 1.2 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.