Duluth Eviction Risk: Moderate

The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against St. Louis County at 40.0%, roughly one in two of renters here are cost-burdened. The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 1.4 points above the St. Louis County average of 4.3. At $976 a month, rents run 10% under what the rest of Duluth commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 74% of the 84,120 US census tracts in this model.

Statute speed, court posture and rent-regulation exposure are inherited from Duluth eviction risk rather than measured on these blocks; the economic and supply components are the tract-level part of the score. Social vulnerability reads 5.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MN average is 4.5, so this tract runs 1.2 points hotter. Of its three components the household composition measure is the least pressured. Annual rent works out to 20% of average household income of $58,917.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.