Duluth Eviction Risk: Moderate

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment.

87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against St. Louis County at 40.0%, 50% of renters here are cost-burdened.

It sits 1.4 points above the St. Louis County average of 4.3. Average gross rent is $871, 20% below the Duluth average. On the softer side, supply constraint reads 2.6/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #21,564 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MN average is 4.5, so this tract runs 1.2 points hotter. Of its three components the housing type and transport measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.