Holly Hills Eviction Risk: Moderate , St. Louis

The dominant input is regional political climate at 8.3/10. Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate.

On the high side, court filing pressure reads 8.1/10. The poverty rate is 25%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, rent-regulation exposure reads 2/10.

Princeton's Eviction Lab logged 462 filings here across 13 tracked years. Inability to pay a utility bill runs 17.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Housing insecurity runs 21.8% against 14.2% nationally.

Against the St. Louis City average of 4.4, this tract reads riskier for landlords by 0.7 points. The worst year on record was 2010, when 9.0% of renter households were served.

At $914 a month, rents run 8% under what the rest of St. Louis commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 8.1% of renter households face a filing.

On the national scale it lands near the 63rd percentile of the 84,120 tracts scored. Social vulnerability reads 9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MO average is 3.8, so this tract runs 1.3 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.