Elizabeth Eviction Risk: High

29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on court filing pressure at 8.9/10.

This is renter territory: 80% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1.3/10.

Annualized rent equals 32% of average household income of $50,000, past the 30% affordability line, which thins the margin any screening standard has to work with. Housing insecurity runs 28.6% against 14.2% nationally. Cost burden runs roughly one in two here against 44.6% across Union County.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, rent-regulation exposure reads 7.5/10.

Princeton eviction risk's Eviction Lab logged 620 filings here across 4 tracked years. At $1,353 a month, rents run 11% under what the rest of Elizabeth commands.

Inability to pay a utility bill runs 14.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The worst year on record was 2013, when 13.2% of renter households were served.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.