Fruit Belt Eviction Risk: High , Buffalo

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on economic stress at 9.5/10.

It sits 2.5 points above the Erie County average of 6.8. The poverty rate is 38%, which in this model reads as reduced rent-recovery odds after a judgment.

Set annual rent against average income of $28,578 and the ratio lands at 36%, above the conventional 30% ceiling. Inability to pay a utility bill runs 23.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, local political climate reads 8/10. On the high side, eviction-process difficulty reads 8/10.

Average gross rent is $869, 17% below the Buffalo average. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Buffalo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 9.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.