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Monroe, New York eviction risk overview
City brief · 9,515 residents

Monroe, NY Eviction Risk: HIGH

Orange County · Population 9,515

In 2026
Risk score
7.6
HIGH

66th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average3.6 Now7.6
10 5 1976 · score 2.0 1977 · score 2.0 1978 · score 2.0 1979 · score 2.0 1980 · score 2.0 1981 · score 2.0 1982 · score 2.0 1983 · score 2.0 1984 · score 1.8 1985 · score 1.8 1986 · score 1.8 1987 · score 1.8 1988 · score 2.3 1989 · score 2.3 1990 · score 2.4 1991 · score 2.5 1992 · score 2.9 1993 · score 2.9 1994 · score 3.0 1995 · score 3.0 1996 · score 3.5 1997 · score 3.5 1998 · score 3.5 1999 · score 3.6 2000 · score 3.3 2001 · score 3.4 2002 · score 3.5 2003 · score 3.5 2004 · score 3.4 2005 · score 3.4 2006 · score 3.5 2007 · score 3.5 2008 · score 4.1 2009 · score 4.2 2010 · score 4.3 2011 · score 4.3 2012 · score 4.4 2013 · score 4.5 2014 · score 4.6 2015 · score 4.7 2016 · score 4.4 2017 · score 4.6 2018 · score 4.8 2019 · score 5.3 2020 · score 5.9 2021 · score 5.9 2022 · score 5.8 2023 · score 5.8 2024 · score 5.7 2025 · score 5.5 2026 · score 7.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.5 Regional 5.5 State 7.3 Economic 5.3 Supply 6.8 Rent Control 3.9 Eviction 6.5 Tenant 4.2 Housing 4.4 7.6 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +8.4% (2024)
    5.5
  2. Regional political climate
    County-weighted neighbor mix
    5.5
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    9.3% poverty · 3.9% unemp.
    5.3
  5. Supply constraint
    $2,202 average · 19.0% renters
    6.8
  6. Rent Control risk
    24.8% of income on rent
    3.9
  7. Eviction process difficulty
    372 days filing → judgment
    6.5
  8. Tenant organizing strength
    19.0% renters
    4.2
  9. Housing court bias
    County bench composition
    4.4
Geographic context

Risk heat across Monroe and the region

Click any city to see its score

How Monroe compares

Risk score vs. peers, county, state, and the U.S.
Rank in Orange County
Low
#30 of 40 cities
Rank in county, 26th percentileBottomTop
#30 of 40 cities in Orange County for landlord eviction risk.
Rank in New York
Elevated
#498 of 1,285 cities
Rank in state, 61st percentileBottomTop
#498 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Monroe risk score vs. county / state / U.S.Monroe: 7.67.6MonroeThis cityCounty: 7.97.9Countyavg in countyState: 8.78.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.6
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.6/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+5.6 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 372d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $2,202/mo. A contested eviction takes 372 days and costs $20,527-$37,438 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 19.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 9,515 residents, 19.0% rent. 25% are spending 30%+ income on rent, 9.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.5
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.5 and 5.5 (GOP margin +8.4% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.5, housing court bias 4.4, rent-control risk 3.9. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +1.5 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.3. Supply constraint: 6.8. The numbers behind those: 9.3% poverty, 3.9% unemployment, 25% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Monroe sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.5 Yonkers New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.6 New Rochelle Mount Vernon, NY · 398d · ~$29.6k all-in ($74/day) · score 9.7 Mount Vernon White Plains, NY · 384d · ~$30.7k all-in ($80/day) · score 9.5 White Plains Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 8.1 Buffalo Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 7.1 Rochester Syracuse, NY · 383d · ~$30.9k all-in ($81/day) · score 7.3 Syracuse Albany, NY · 431d · ~$28.5k all-in ($66/day) · score 8.7 Albany Cheektowaga, NY · 374d · ~$26.9k all-in ($72/day) · score 7.9 Cheektowaga Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Monroe
Monroe · 372d · ~$29.0k all-in ($78/day) · score 7.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Monroe, NY

Landlording in Monroe, New York, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.6/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Monroe is a city of 9,515 residents where 19.0% of occupied units are renter-occupied, and the typical renter spends 24.8% of income on rent. At an average rent of $2,202/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Monroe eviction process actually works

Eviction process difficulty here reads 6.5/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Monroe closes 372 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Monroe's timeline is usually the calendar, not the motion practice. Housing court bias scores 4.4/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Monroe runs $20,527 to $37,438 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 372 days of typical timeline and $2,202/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.2/10 in Monroe, and the city has limited rent control exposure (3.9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Monroe: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $37,438 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Monroe

Trap · PRACTICAL TRAP
Compare Monroe to neighboring cities in Orange County via the grid below. The 5.5/10 score is computed from nine sub-factors plus a state-law multiplier under HSTPA 2019 + Good Cause 2024. Orange County 2020 presidential margin: R+0.2. Cross-reference the state overview link in the guides section for New York statutory detail.
05FAQ

Frequently asked questions

Q1

What if my tenant just disappears?

If your tenant abandons the property, don't just change the locks. You still need to follow proper legal procedures to regain possession, even if they've left. You may need to file an abandonment petition or a holdover proceeding to legally terminate the tenancy and avoid claims of illegal lockout. Consult an attorney for specific guidance here.

Q2

Can I collect late fees in Monroe, NY?

Yes, but New York law caps late fees at $50 or 5% of the monthly rent, whichever is less. You can only charge a late fee if rent is not paid within five days of its due date. Make sure this is clearly stated in your lease agreement.

Q3

How do I deal with a tenant who constantly pays late?

For a tenant who consistently pays late but eventually pays, you have a few options. You can issue a "notice to cure" for a lease violation (if your lease specifies prompt payment as a material term), but this is often complex. More practically, you can choose not to renew their lease when the term ends, provided you give proper notice (30-day for month-to-month, typically as per lease for fixed term). Document every late payment meticulously.

Q4

Is it worth going to court for a small amount of unpaid rent?

Given the typical eviction costs ($20,527, $37,438) and timeline (372 days) in Monroe, pursuing an eviction for a "small" amount of unpaid rent can quickly become financially ruinous. This is where "cash for keys" becomes especially attractive. If a tenant owes one month's rent, paying them $1,000 to leave might save you $20,000 in the long run. Evaluate the numbers carefully.

Q5

Can I increase rent in Monroe, NY?

Yes, Monroe does not have rent control. However, you must provide proper notice for rent increases. For month-to-month tenancies or leases expiring, the required notice period for a rent increase typically depends on how long the tenant has been in the unit: 30, 60, or 90 days. Always check the current state statutes to ensure you're giving the correct notice. Also, be aware that excessive or retaliatory rent increases can be challenged in court.

06Score

What this score means for landlords2

A 7.6/10 places Monroe in the 66th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.