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Roscoe, New York eviction risk overview
City brief · 627 residents

Roscoe, NY Eviction Risk: HIGH

Sullivan County · Population 627

In 2026
Risk score
7.6
HIGH

66th percentile, New York.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.9 Average3.9 Now7.6
10 5 1976 · score 1.9 1977 · score 1.9 1978 · score 2.0 1979 · score 2.2 1980 · score 2.1 1981 · score 2.2 1982 · score 2.2 1983 · score 2.2 1984 · score 2.1 1985 · score 2.1 1986 · score 2.1 1987 · score 2.1 1988 · score 2.5 1989 · score 2.6 1990 · score 2.7 1991 · score 2.7 1992 · score 3.1 1993 · score 3.1 1994 · score 3.2 1995 · score 3.2 1996 · score 3.7 1997 · score 3.6 1998 · score 3.6 1999 · score 3.7 2000 · score 3.5 2001 · score 3.7 2002 · score 3.7 2003 · score 3.8 2004 · score 3.7 2005 · score 3.8 2006 · score 3.8 2007 · score 3.9 2008 · score 4.5 2009 · score 4.6 2010 · score 4.7 2011 · score 4.8 2012 · score 4.9 2013 · score 4.9 2014 · score 5.1 2015 · score 5.2 2016 · score 4.9 2017 · score 5.1 2018 · score 5.4 2019 · score 6.0 2020 · score 6.8 2021 · score 6.9 2022 · score 6.8 2023 · score 6.9 2024 · score 6.7 2025 · score 6.2 2026 · score 7.6

Key metrics

Estimated values: The U.S. Census suppresses field-level data for small places. Estimated from county average, pop-weighted from real underlying ACS data.
Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.7 Regional 4.7 State 7.3 Economic 3.9 Supply 6.3 Rent Control 9.6 Eviction 6.4 Tenant 5.4 Housing 8.1 7.6 HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +16.7% (2024)
    4.7
  2. Regional political climate
    County-weighted neighbor mix
    4.7
  3. State political climate
    New York legislature & governorship
    7.3
  4. Economic stress
    14.7% poverty · 7.7% unemp.
    3.9
  5. Supply constraint
    $1,059 average · 20.8% renters
    6.3
  6. Rent Control risk
    51.0% of income on rent
    9.6
  7. Eviction process difficulty
    407 days filing → judgment
    6.4
  8. Tenant organizing strength
    20.8% renters
    5.4
  9. Housing court bias
    County bench composition
    8.1
Geographic context

Risk heat across Roscoe and the region

Click any city to see its score

How Roscoe compares

Risk score vs. peers, county, state, and the U.S.
Rank in Sullivan County
Very Low
#26 of 30 cities
Rank in county, 14th percentileBottomTop
#26 of 30 cities in Sullivan County for landlord eviction risk.
Rank in New York
Elevated
#519 of 1,285 cities
Rank in state, 60th percentileBottomTop
#519 of 1,285 cities in New York for landlord eviction risk.
vs. county · state · U.S.
Roscoe risk score vs. county / state / U.S.Roscoe: 7.67.6RoscoeThis cityCounty: 7.97.9Countyavg in countyState: 8.78.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 7.6
    / 10 · HIGH
    The verdict

    A High-tier market.

    Composite 7.6/10. High statutory friction with active tenant counsel, so assume defenses on every filing. The 50-year curve shows a sharp climb.

    50-yr trend+5.7 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 407d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,059/mo. A contested eviction takes 407 days and costs $17,245-$32,554 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 20.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 627 residents, 20.8% rent. 51% are spending 30%+ income on rent, 14.7% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.7
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.7 and 4.7 (GOP margin +16.7% (2024)). State climate at 7.3, a tenant-leaning legislature.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 7.3
    State politics
    The process

    Long calendar, heavy friction.

    State political climate 7.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.4, housing court bias 8.1, rent-control risk 9.6. The slow part is the calendar, not the motion practice.

    50-yr trendProcess difficulty +1.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.9. Supply constraint: 6.3. The numbers behind those: 14.7% poverty, 7.7% unemployment, 51% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Roscoe sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Buffalo, NY · 428d · ~$30.3k all-in ($71/day) · score 8.1 Buffalo Yonkers, NY · 381d · ~$27.5k all-in ($72/day) · score 9.5 Yonkers Rochester, NY · 430d · ~$32.0k all-in ($74/day) · score 7.1 Rochester Syracuse, NY · 383d · ~$30.9k all-in ($81/day) · score 7.3 Syracuse Albany, NY · 431d · ~$28.5k all-in ($66/day) · score 8.7 Albany New Rochelle, NY · 429d · ~$27.9k all-in ($65/day) · score 9.6 New Rochelle Cheektowaga, NY · 374d · ~$26.9k all-in ($72/day) · score 7.9 Cheektowaga Mount Vernon, NY · 398d · ~$29.6k all-in ($74/day) · score 9.7 Mount Vernon Schenectady, NY · 420d · ~$26.0k all-in ($62/day) · score 8.2 Schenectady Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Roscoe
Roscoe · 407d · ~$24.9k all-in ($61/day) · score 7.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Roscoe, NY

Landlording in Roscoe, New York, presents a high-friction environment where attorney involvement on every filing is the norm. The Eviction Risk Score is 7.6/10 (HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a High-friction landlord market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Roscoe is a city of 627 residents where 20.8% of occupied units are renter-occupied, and the typical renter spends 51.0% of income on rent. At an average rent of $1,059/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Roscoe eviction process actually works

Eviction process difficulty here reads 6.4/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Roscoe closes 407 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Roscoe's timeline is usually the calendar, not the motion practice. Housing court bias scores 8.1/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Roscoe runs $17,245 to $32,554 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 407 days of typical timeline and $1,059/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.4/10 in Roscoe, and the city sits at the top of the rent control risk spectrum (9.6/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New York, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Roscoe: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New York's statutory language. Fix those four, and most cases settle or default. Skip them, and a $32,554 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Roscoe

Trap · PRACTICAL TRAP
Compare Roscoe to neighboring cities in Delaware County via the grid below. The 6.2/10 score is computed from nine sub-factors plus a state-law multiplier under HSTPA 2019 + Good Cause 2024. Delaware County 2020 presidential margin: R+18.4. Cross-reference the state overview link in the guides section for New York statutory detail.
05FAQ

Frequently asked questions

Q1

How long does an eviction actually take in Roscoe, NY?

A typical eviction in Roscoe, NY takes about 407 days from start to finish. This includes the notice period, court proceedings, and enforcement of the judgment.

Q2

What's the first step if my tenant stops paying rent in Roscoe?

The first step is to serve a 14-day pay-or-quit notice as soon as the rent is clearly overdue and unpaid. This notice legally informs the tenant they must pay or vacate within 14 days.

Q3

How much does an eviction cost in Roscoe, NY?

Evictions in Roscoe typically cost between $17,245 and $32,554. This includes lost rent, attorney fees, filing fees, and potential damage or cleanup costs.

Q4

Can I just change the locks if my tenant won't leave?

No, absolutely not. Changing locks or shutting off utilities is an illegal "self-help" eviction in New York and can lead to severe penalties, including fines and damages owed to the tenant. You must follow the formal court eviction process.

Q5

Is "cash for keys" a good idea in Roscoe?

Yes, "cash for keys" can be a very effective strategy in Roscoe. Given the long eviction timelines and high costs, offering a tenant a monetary incentive to move out quickly and voluntarily can save you significant time and money in the long run. Always get the agreement in writing.

Q6

Do I need a lawyer for an eviction in Roscoe?

While not legally required for landlords in New York, hiring an attorney for an eviction in Roscoe is highly recommended. The legal process is complex, and errors can cause significant delays and added costs. Given the state's housing court bias and the potential for a 407-day timeline, professional legal help is a wise investment.

===META_TITLE=== Roscoe, NY Eviction Risk 6.2/10: High Costs, Slow Process Landlord Playbook ===META_DESC=== Roscoe, NY has a 6.2/10 eviction risk. Expect 14-day notices, 407-day evictions, and $17,245-$32,554 in costs. Get the Roscoe landlord playbook. ===INTRO_HTML===

Roscoe, New York, often called "Trout Town, USA," presents a unique set of challenges for landlords. With a population of just 627, it's far from a big city market. You might think small town, small problems. Not necessarily when it comes to eviction. Our dataset scores Roscoe's eviction risk at 6.2/10, placing it in the "elevated" tier. This isn't a score to ignore, especially given the state's tenant-friendly laws.

For landlords in Roscoe, understanding this 6.2/10 risk score means preparing for a potentially long and expensive process if things go sideways. The average rent here is $1,059/month, and the rent-to-income ratio is a significant 51.0%, meaning over half of a typical renter's income goes to housing. This high burden, combined with New York's specific legal framework, means you need a clear, actionable plan from day one. Don't assume a handshake and good intentions will save you from a lengthy court battle.

06Score

What this score means for landlords2

A 7.6/10 places Roscoe in the 66th percentile of New York cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.