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Granite Falls, North Carolina eviction risk overview
City brief · 4,929 residents

Granite Falls, NC Eviction Risk: MODERATE

Caldwell County · Population 4,929

In 2026
Risk score
4
MODERATE

33th percentile, North Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.6 Average2.7 Now4
10 5 1976 · score 1.8 1977 · score 1.8 1978 · score 1.9 1979 · score 1.9 1980 · score 1.7 1981 · score 1.7 1982 · score 1.8 1983 · score 1.7 1984 · score 1.6 1985 · score 1.6 1986 · score 1.6 1987 · score 1.6 1988 · score 1.7 1989 · score 1.7 1990 · score 1.8 1991 · score 1.8 1992 · score 1.9 1993 · score 2.0 1994 · score 2.0 1995 · score 2.0 1996 · score 1.9 1997 · score 2.0 1998 · score 2.0 1999 · score 2.1 2000 · score 2.5 2001 · score 2.5 2002 · score 2.6 2003 · score 2.6 2004 · score 2.6 2005 · score 2.7 2006 · score 2.7 2007 · score 2.8 2008 · score 3.2 2009 · score 3.3 2010 · score 3.4 2011 · score 3.5 2012 · score 3.3 2013 · score 3.4 2014 · score 3.4 2015 · score 3.5 2016 · score 3.4 2017 · score 3.5 2018 · score 3.7 2019 · score 3.9 2020 · score 4.3 2021 · score 4.4 2022 · score 4.4 2023 · score 4.3 2024 · score 4.3 2025 · score 5.0 2026 · score 4.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.2 Regional 3.2 State 2.3 Economic 5.3 Supply 5.6 Rent Control 4.8 Eviction 1.9 Tenant 6.9 Housing 5.8 4 MODERATE
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +52.6% (2024)
    3.2
  2. Regional political climate
    County-weighted neighbor mix
    3.2
  3. State political climate
    North Carolina legislature & governorship
    2.3
  4. Economic stress
    15.1% poverty · 1.8% unemp.
    5.3
  5. Supply constraint
    $905 average · 33.7% renters
    5.6
  6. Rent Control risk
    28.8% of income on rent
    4.8
  7. Eviction process difficulty
    42 days filing → judgment
    1.9
  8. Tenant organizing strength
    33.7% renters
    6.9
  9. Housing court bias
    County bench composition
    5.8
Geographic context

Risk heat across Granite Falls and the region

Click any city to see its score

How Granite Falls compares

Risk score vs. peers, county, state, and the U.S.
Rank in Caldwell County
Moderate
#5 of 9 cities
Rank in county, 50th percentileBottomTop
#5 of 9 cities in Caldwell County for landlord eviction risk.
Rank in North Carolina
Low
#528 of 774 cities
Rank in state, 32nd percentileBottomTop
#528 of 774 cities in North Carolina for landlord eviction risk.
vs. county · state · U.S.
Granite Falls risk score vs. county / state / U.S.Granite Falls: 4.04.0Granite FallsThis cityCounty: 4.14.1Countyavg in countyState: 4.84.8Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 4
    / 10 · MODERATE
    The verdict

    A Moderate-tier market.

    Composite 4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a sharp climb.

    50-yr trend+2.2 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 42d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $905/mo. A contested eviction takes 42 days and costs $1,549-$4,920 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 33.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 4,929 residents, 33.7% rent. 29% are spending 30%+ income on rent, 15.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.2
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.2 and 3.2 (GOP margin +52.6% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 5.8, rent-control risk 4.8. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 5.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 5.3. Supply constraint: 5.6. The numbers behind those: 15.1% poverty, 1.8% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Granite Falls sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Gastonia, NC · 47d · ~$2.8k all-in ($60/day) · score 5.6 Gastonia Huntersville, NC · 48d · ~$3.3k all-in ($68/day) · score 5.2 Huntersville Kannapolis, NC · 49d · ~$2.9k all-in ($60/day) · score 5 Kannapolis Mooresville, NC · 43d · ~$3.1k all-in ($72/day) · score 4.9 Mooresville Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 5.1 Charlotte Raleigh, NC · 45d · ~$3.0k all-in ($66/day) · score 5.3 Raleigh Greensboro, NC · 44d · ~$2.7k all-in ($61/day) · score 5.1 Greensboro Durham, NC · 45d · ~$2.7k all-in ($60/day) · score 5.8 Durham Winston-Salem, NC · 48d · ~$3.2k all-in ($66/day) · score 4.3 Winston-Salem Fayetteville, NC · 48d · ~$2.8k all-in ($59/day) · score 3.9 Fayetteville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Granite Falls
Granite Falls · 42d · ~$3.2k all-in ($77/day) · score 4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Granite Falls, NC

Landlording in Granite Falls, North Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 4/10 (MODERATE tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Granite Falls is a city of 4,929 residents where 33.7% of occupied units are renter-occupied, and the typical renter spends 28.8% of income on rent. At an average rent of $905/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Granite Falls eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Granite Falls closes 42 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Granite Falls's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Granite Falls runs $1,549 to $4,920 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 42 days of typical timeline and $905/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 6.9/10 in Granite Falls, and the city has limited rent control exposure (4.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In North Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Granite Falls: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a MODERATE tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match North Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,920 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Granite Falls

Trap · 4.8/10
The 5/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Granite Falls's rent-control-risk sub-score is 4.8/10, driven by state preemption and market dynamics.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Granite Falls without going to court?

No. In North Carolina, you must go through the court system to legally evict a tenant. Self-help evictions like changing locks, turning off utilities, or removing belongings are illegal and can lead to severe penalties for the landlord.

Q2

How long does a tenant have to appeal an eviction in North Carolina?

After a judgment for possession is issued by the Magistrate's Court, the tenant typically has 10 days to file an appeal to District Court. If they appeal, the process will be delayed, and you may need to post a bond.

Q3

What if my tenant pays rent late, but before the 10-day notice expires?

If the tenant pays all rent and any late fees specified in the notice within the 10-day period, the notice is satisfied, and you cannot proceed with an eviction based on that non-payment. The tenancy continues.

Q4

Can I charge late fees in Granite Falls, NC?

Yes, North Carolina law allows landlords to charge late fees. For monthly rents, the late fee cannot exceed $15 or 5% of the monthly rent, whichever is greater. This must be clearly stated in your lease agreement.

Q5

Does North Carolina have rent control?

No, North Carolina has a statewide prohibition on rent control. This means landlords in Granite Falls are generally free to set market rates for rent without local government intervention.

06Score

What this score means for landlords2

A 4/10 places Granite Falls in the 33rd percentile of North Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.