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Stedman, North Carolina eviction risk overview
City brief · 1,670 residents

Stedman, NC Eviction Risk: VERY LOW

Cumberland County · Population 1,670

In 2026
Risk score
2.3
VERY LOW

34th percentile, North Carolina.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.3 Average1.9 Now2.3
3.1 1.3 1976 · score 2.2 1977 · score 2.2 1978 · score 2.1 1979 · score 2.1 1980 · score 2.2 1981 · score 2.2 1982 · score 2.3 1983 · score 2.1 1984 · score 1.9 1985 · score 1.5 1986 · score 1.4 1987 · score 1.3 1988 · score 1.3 1989 · score 1.3 1990 · score 1.4 1991 · score 1.5 1992 · score 1.7 1993 · score 1.6 1994 · score 1.6 1995 · score 1.6 1996 · score 1.5 1997 · score 1.5 1998 · score 1.5 1999 · score 1.5 2000 · score 1.5 2001 · score 1.5 2002 · score 1.6 2003 · score 1.6 2004 · score 1.5 2005 · score 1.5 2006 · score 1.5 2007 · score 1.5 2008 · score 2.0 2009 · score 2.3 2010 · score 2.3 2011 · score 2.3 2012 · score 2.3 2013 · score 2.2 2014 · score 2.1 2015 · score 2.1 2016 · score 2.1 2017 · score 2.1 2018 · score 2.1 2019 · score 2.1 2020 · score 2.9 2021 · score 3.1 2022 · score 2.3 2023 · score 2.3 2024 · score 2.2 2025 · score 2.3 2026 · score 2.3

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.2 Regional 6.2 State 2.3 Economic 4.1 Supply 5.7 Rent Control 2.0 Eviction 2.2 Tenant 3.0 Housing 2.9 2.3 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +13.4% (2024)
    6.2
  2. Regional political climate
    County-weighted neighbor mix
    6.2
  3. State political climate
    North Carolina legislature & governorship
    2.3
  4. Economic stress
    6.5% poverty · 2.5% unemp.
    4.1
  5. Supply constraint
    $1,549 average · 12.6% renters
    5.7
  6. Rent Control risk
    19.6% of income on rent
    2.0
  7. Eviction process difficulty
    44 days filing → judgment
    2.2
  8. Tenant organizing strength
    12.6% renters
    3.0
  9. Housing court bias
    County bench composition
    2.9
Geographic context

Risk heat across Stedman and the region

Click any city to see its score

How Stedman compares

Risk score vs. peers, county, state, and the U.S.
Rank in Cumberland County
Very Low
#9 of 9 cities
Rank in county, 0th percentileLowHigh
#9 of 9 cities in Cumberland County for landlord eviction risk.
Rank in North Carolina
Low
#587 of 774 cities
Rank in state, 24th percentileLowHigh
#587 of 774 cities in North Carolina for landlord eviction risk.
vs. county · state · U.S.
Stedman risk score vs. county / state / U.S.Stedman: 2.32.3StedmanThis cityCounty: 3.03.0Countyavg in countyState: 2.92.9Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.3
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.1 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 44d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,549/mo. A contested eviction takes 44 days and costs $1,609–$4,880 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 12.6%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,670 residents, 12.6% rent. 20% are spending 30%+ income on rent, 6.5% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.2
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.2 and 6.2 (Dem margin +13.4% (2024)). State climate at 2.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.2, housing court bias 2.9, rent-control risk 2. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.1
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.1. Supply constraint: 5.7. The numbers behind those: 6.5% poverty, 2.5% unemployment, 20% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Stedman sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Fayetteville, NC · 48d · ~$2.8k all-in ($59/day) · score 3 Fayetteville Charlotte, NC · 43d · ~$2.9k all-in ($68/day) · score 3.2 Charlotte Raleigh, NC · 45d · ~$3.0k all-in ($66/day) · score 3.3 Raleigh Greensboro, NC · 44d · ~$2.7k all-in ($61/day) · score 3.2 Greensboro Durham, NC · 45d · ~$2.7k all-in ($60/day) · score 3.4 Durham Winston-Salem, NC · 48d · ~$3.2k all-in ($66/day) · score 3.1 Winston-Salem Cary, NC · 46d · ~$2.8k all-in ($61/day) · score 2.6 Cary Wilmington, NC · 49d · ~$2.9k all-in ($60/day) · score 3.1 Wilmington High Point, NC · 41d · ~$3.3k all-in ($80/day) · score 2.9 High Point Concord, NC · 41d · ~$3.2k all-in ($79/day) · score 2.6 Concord Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Stedman
Stedman · 44d · ~$3.2k all-in ($74/day) · score 2.3 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Stedman, NC

Landlording in Stedman, North Carolina, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.3/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Stedman is a city of 1,670 residents where 12.6% of occupied units are renter-occupied, and the typical renter spends 19.6% of income on rent. At an average rent of $1,549/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Stedman eviction process actually works

Eviction process difficulty here reads 2.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Stedman closes 44 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Stedman's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.9/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Stedman runs $1,609 to $4,880 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 44 days of typical timeline and $1,549/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3/10 in Stedman, and the city has limited rent control exposure (2/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In North Carolina, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Stedman: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match North Carolina's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,880 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Stedman

Trap · 12.6%
12.6% renter share against 1,670 residents produces roughly 211 rental occupants in Stedman. Cumberland County voted D 16.6% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

What if my Stedman tenant just disappears?

If your tenant abandons the property and leaves belongings, you still have to follow specific procedures under North Carolina law. You can't just change the locks. You typically need to send a notice to their last known address, giving them a chance to reclaim their property. After a certain period (usually 7-21 days depending on the value), you can dispose of or sell the items. Consult an attorney for the exact steps to avoid liability.
Q2

Can I evict a tenant for being late on rent by just a few days?

In North Carolina, for non-payment, you must first issue a 10-day pay-or-quit notice. You cannot file for eviction until that 10-day period has fully elapsed without payment. So, while they might be "late" per your lease, you can't initiate eviction proceedings until that notice period runs out.
Q3

Does North Carolina have rent control in Stedman?

No, North Carolina has a statewide preemption against rent control. This means no city or county in North Carolina, including Stedman or Cumberland County, can enact rent control ordinances. You have the flexibility to set and adjust rents according to market conditions, following proper notice requirements for increases.
Q4

What's the biggest mistake landlords make during an eviction?

The biggest mistake is often self-help eviction, trying to force a tenant out without going through the legal process. This includes changing locks, turning off utilities, or removing their belongings. These actions are illegal in North Carolina and can lead to serious legal penalties and financial damages against you. Always follow the court process.
Q5

Can I charge a re-letting fee if a tenant breaks their lease early?

North Carolina law allows for reasonable re-letting fees if specified in the lease. This fee should cover your actual costs incurred in finding a new tenant, such as advertising and screening. It cannot be an arbitrary penalty. Make sure your lease clearly outlines such fees and their purpose.
Q6

Do I need a lawyer for every eviction in Stedman?

While you can represent yourself in magistrate court for summary ejectment actions, especially simple non-payment cases, it's generally advisable to consult with or hire an attorney if the case is complex, if the tenant hires their own attorney, or if you feel uncomfortable with the legal process. An attorney can ensure you follow all procedures correctly, saving you time and money in the long run.
06Score

What this score means for landlords2

A 2.3/10 places Stedman in the 34th percentile of North Carolina cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.