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Neighborhood · Ranked #24,859 of 84,120 nationally

Inverness Village Eviction Risk: Moderate , Toledo

Tract 39095007401 · Lucas County, OH · pop 2,549 · neighborhood within 1.1 mi

Census tract 39095007401 covers part of the Inverness Village area of Toledo, OH, and scores 5.4/10 on landlord eviction risk. What pushes it up most is court filing pressure at 8.9/10.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26% Stable renters 33% Owners 41%
Tract context
Occupied units1,310
Renter share59.1%
SVI overall0.84
Poverty rate27.0%
Median income$36,970

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Inverness Village
Very High
Within parent city
95 th percentile
Rank, 95th percentileLowHigh
#7 of 121 tracts In Toledo
Very High
Within county
87 th percentile
Rank, 87th percentileLowHigh
#22 of 168 tracts In Lucas County
High
Within state
83 th percentile
Rank, 83rd percentileLowHigh
#554 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6457, -83.6527 · click any tract to drill in

Why Inverness Village scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
27.0% poverty · this tract
6.7
Supply constraint
$1,102 rent vs county FMR
5.4
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Inverness Village compares

Risk score vs. parent city, county, state.
Inverness Village risk score vs. parent city / county / stateThis tract: 5.45.4This tracttract 007401Toledo: 4.04.0Toledoparent cityCounty: 4.24.2Countyavg tract in countyState: 4.24.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Inverness Village. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Inverness Village

Annualized rent equals 36% of average household income of $36,970, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, rent-regulation exposure reads 1.5/10. Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 27%, which in this model reads as reduced rent-recovery odds after a judgment. Average gross rent is $1,102, 22% above the Toledo average. It sits 1.2 points above the Lucas County average of 4.2.

Well under the midpoint, state political climate reads 2.4/10. SNAP participation runs 23.8% against 15.2% nationally. Inability to pay a utility bill runs 15.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 70% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 8.5/10.

Statewide the OH average is 4.2, so this tract runs 1.2 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 39095007401

Q1

What is the eviction-risk score for census tract 39095007401?

Census tract 39095007401 in the Inverness Village neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095007401?

Median gross rent is $1,102/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095007401?

27.0% of residents in tract 39095007401 live below the federal poverty line (ACS B17001, 2023). Population: 2,549.
Q4

How socially vulnerable is tract 39095007401?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 85th, household 97th, minority 66th, housing 38th.
Q5

Is tract 39095007401 considered part of Inverness Village?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095007401 fall within Inverness Village (neighborhood centroid within 1.1 miles, OSM data).
Q6

What share of households in tract 39095007401 struggle to pay rent?

About 19.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39095007401 compare to Toledo overall?

Tract 39095007401 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39095007401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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