Roosevelt Eviction Risk: Moderate , Toledo

62% of renter households cross the 30%-of-income line, far above the Lucas County average of 41.3%. SNAP participation runs 42.2% against 15.2% nationally. Food insecurity runs 40.5% against 17.8% nationally.

The score leans hardest on court filing pressure at 8.9/10. Annualized rent equals 33% of average household income of $31,424, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, rent-regulation exposure reads 1.5/10.

The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. Well under the midpoint, state political climate reads 2.4/10.

Court records carry 609 eviction filings across 15 observed years. Filings peaked in 2006 at 18.1% of renter households.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.