Middle Grounds Eviction Risk: Moderate

The poverty rate is 33%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Pulling the other way is rent-regulation exposure, at 1.5/10. 18.8% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

On the high side is economic stress at 7.6/10. The severe-burden share is 11%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Filings are well documented here: 1,276 across 2 observed tracts. The worst year on record was 2003, when filings touched 14.2% of renter households.

Well under the midpoint is supply constraint, at 3/10. 18.1% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

The most recent observed rate, 6.7% in 2018, is well off that peak. That places it #23 of 45 neighborhoods in Toledo.

For a like-for-like read, ONYX and Inverness Village score within a fraction of it.

With little internal variation, 5.2/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.