Middle Grounds Eviction Risk: Moderate , Toledo

Well under the midpoint, rent-regulation exposure reads 1.5/10. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment. SNAP participation runs 28.5% against 15.2% nationally.

On the softer side, supply constraint reads 2.2/10. It sits 1.2 points above the Lucas County average of 4.2. At $756 a month, rents run 16% under what the rest of Toledo commands.

46% of renter households cross the 30%-of-income line, above the Lucas County average of 41.3%. Court records carry 495 eviction filings across 15 observed years. Inability to pay a utility bill runs 16.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2003 at 10.6% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 6.7% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 6.9/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.