Brighton Lane Eviction Risk: Moderate , Thousand Oaks

The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment. The voucher gap is 26.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 45% of renter households cross the 30%-of-income line, below the Ventura County average of 54.1%.

Sitting well above the midpoint, rent-regulation exposure reads 7.8/10. It sits 1.4 points below the Ventura County average of 6.9.

Average gross rent is $3,256, 22% above the Thousand Oaks average. On the high side, supply constraint reads 7.7/10. Housing insecurity runs 6.9% against 14.2% nationally.

Inability to pay a utility bill runs 3.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. That is riskier than roughly 72% of the 84,120 US census tracts in this model.

At 13% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 1.5/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.