Skip to content
Census Tract · Ranked #67,219 of 84,120 nationally

St. Cloud Eviction Risk: Lower

Tract 12097042904 · Osceola, FL · pop 6,219 · 8% of tract blocks fall in St. Cloud

12097042904 is a census tract in St. Cloud, FL. It scores 3/10 for landlords. It is home to 6,219 residents. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 16% Stable renters 10% Owners 74%
Tract context
Occupied units1,774
Renter share26.2%
SVI overall0.49
Poverty rate7.5%
Median income$79,151

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#7 of 13 tracts In St. Cloud
Moderate
Within county
2 th percentile
Rank, 2nd percentileLowHigh
#58 of 59 tracts In Osceola
Very Low
Within state
28 th percentile
Rank, 28th percentileLowHigh
#3,704 of 5,122 tracts In Florida
Low
National
20 th percentile
Rank, 20th percentileLowHigh
#67,219 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across St. Cloud and the region

Centroid at 28.2888, -81.3208 · click any tract to drill in

Why St. Cloud scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
7.5% poverty · this tract
1.9
Supply constraint
$1,387 rent vs county FMR
2.1
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5

How St. Cloud compares

Risk score vs. parent city, county, state.
St. Cloud risk score vs. parent city / county / state3.0This tracttract 0429043.2St. Cloudparent city4.7Countyavg tract in county4.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 49

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in St. Cloud

Pulling hardest the other way is rent-regulation exposure at 1/10. Running cool, eviction-process difficulty reads 1.2/10.

It sits 1.7 points below the Osceola County average of 4.7. On the softer side, state political climate reads 1.5/10. Adults with no health insurance runs 21.6% against 11.3% nationally.

At $1,387 a month, rents run 18% under what the rest of St. Cloud commands. On the national scale it lands near the 20th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 5.4/10, which tracks how hard a shock lands on the households already here.

Statewide the FL average is 4.1, so this tract runs 1.1 points cooler. Of its three components the housing type and transport measure is the least pressured. 63% of renter households spend at least 30% of income on rent.

Annual rent works out to 21% of average household income of $79,151. 26% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 12097042904

Q1

What is the eviction-risk score for census tract 12097042904?

Census tract 12097042904 in St. Cloud scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12097042904?

Median gross rent is $1,387/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12097042904?

7.5% of residents in tract 12097042904 live below the federal poverty line (ACS B17001, 2023). Population: 6,219.
Q4

How socially vulnerable is tract 12097042904?

CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 55th, household 66th, minority 80th, housing 17th.
Q5

How does tract 12097042904 compare to St. Cloud overall?

Tract 12097042904 scores 3/10, right in line with the parent city of St. Cloud at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in St. Cloud

Top eight tracts in St. Cloud ranked by composite eviction-risk score.

Related