Within parent city
75
th percentile
High
Census Tract · Ranked #60,063 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097043208 · Osceola, FL · pop 12,477 · 96% of tract blocks fall in St. Cloud
How risky is St. Cloud for landlords? Census tract 12097043208 scores 4.4/10, the Moderate tier. On the national scale it ranks #66,443 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 51% of renter households, a severe level, and 20% are severely burdened at 50% or more. Average rent runs $1,587 a month against an average household income of $67,912 a year, roughly 28% of income at the averages. About 29% of occupied units are renter-occupied.
Risk score
2.9
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 15%
Stable renters 14%
Owners 71%
Tract context
Occupied units3,571
Renter share29.1%
SVI overall0.82
Poverty rate8.0%
Median income$67,912
Percentile rank
Higher percentile = riskier than more peers.Within county
33
th percentile
Low
Within state
38
th percentile
Low
National
29
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2320, -81.3153 · click any tract to drill in
Why St. Cloud scores 2.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
8.0% poverty · this tract
2.0
Supply constraint
$1,587 rent vs county FMR
3.1
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 82
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 78%Socioeconomic
- 79%Household composition
- 74%Racial/ethnic minority
- 71%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
The heaviest input here is tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is Hispanic or Latino and White and ranks around the 82nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043208
Q1
What is the eviction-risk score for census tract 12097043208?
Census tract 12097043208 in St. Cloud scores 2.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043208?
Median gross rent is $1,587/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043208?
8.0% of residents in tract 12097043208 live below the federal poverty line (ACS B17001, 2023). Population: 12,477.
Q4
How socially vulnerable is tract 12097043208?
CDC Social Vulnerability Index ranks this tract in the 82th percentile nationally. Sub-themes: socioeconomic 78th, household 79th, minority 74th, housing 71th.
Q5
How does tract 12097043208 compare to St. Cloud overall?
Tract 12097043208 scores 2.9/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043500
3.2
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043700
2.4
/ 10 · Low
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