Within parent city
83
th percentile
High
Census Tract · Ranked #54,934 of 84,120 nationally
St. Cloud Eviction Risk: Lower
Tract 12097043500 · Osceola, FL · pop 4,734 · 99% of tract blocks fall in St. Cloud
St. Cloud anchors census tract 12097043500, which lands at 4.4/10 on landlord eviction risk. That is riskier than about 21% of US census tracts.
Rent eats 30% or more of income for 53% of renter households, a severe level, and 33% are severely burdened at 50% or more. The typical renter pays about $1,361 a month while the average household earns $58,641 a year, roughly 28% of income at the averages. Renters make up 47% of occupied homes.
Risk score
3.2
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 25%
Stable renters 22%
Owners 53%
Tract context
Occupied units2,044
Renter share47.5%
SVI overall0.74
Poverty rate9.5%
Median income$58,641
Percentile rank
Higher percentile = riskier than more peers.Within county
41
th percentile
Moderate
Within state
47
th percentile
Moderate
National
35
th percentile
Low
Geographic context
Risk heat across St. Cloud and the region
Centroid at 28.2521, -81.2773 · click any tract to drill in
Why St. Cloud scores 3.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Cloud
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Florida legislature & governorship
1.5
Economic stress
9.5% poverty · this tract
2.4
Supply constraint
$1,361 rent vs county FMR
2.0
Rent control risk
Inherited from St. Cloud
1.0
Eviction process difficulty
State law sets the calendar
1.2
Tenant organizing strength
Inherited from St. Cloud
3.3
Housing court bias
Inherited from St. Cloud
2.5
How St. Cloud compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 77%Socioeconomic
- 64%Household composition
- 43%Racial/ethnic minority
- 70%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 297Total filings over 9 yrs
- 5.26%Avg annual filing rate
- 6.5%Peak (2016)
- 30Filings in 2017 (latest validated)
Filings stayed roughly flat over the past 9 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in St. Cloud
The score leans hardest on tenant organizing strength at 3.3/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Cloud eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Osceola County average of 5.2 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
Princeton's Eviction Lab logged 297 eviction filings here over 9 tracked years, with about 5.3% of renter households facing a filing in a typical year. Filings peaked at 6.5% of renter households in 2016.
The tract is predominantly White and ranks around the 74th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12097043500
Q1
What is the eviction-risk score for census tract 12097043500?
Census tract 12097043500 in St. Cloud scores 3.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12097043500?
Median gross rent is $1,361/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12097043500?
9.5% of residents in tract 12097043500 live below the federal poverty line (ACS B17001, 2023). Population: 4,734.
Q4
How socially vulnerable is tract 12097043500?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 77th, household 64th, minority 43th, housing 70th.
Q5
How many evictions are filed each year in tract 12097043500?
Princeton Eviction Lab recorded 297 eviction filings across 9 validated years in tract 12097043500 (2000-2018). The average annual filing rate is 5.26% of renter households, peaking at 6.5% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q6
How does tract 12097043500 compare to St. Cloud overall?
Tract 12097043500 scores 3.2/10, higher than the parent city of St. Cloud at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Cloud eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in St. Cloud
Top eight tracts in St. Cloud ranked by composite eviction-risk score.
Tract · FL
Pemberly Pines
4.2
/ 10 · Moderate
Tract · FL
Pemberly Pines
3.9
/ 10 · Low
Tract · FL
12097043209
2.9
/ 10 · Low
Tract · FL
Saint Cloud
2.9
/ 10 · Low
Tract · FL
12097043208
2.9
/ 10 · Low
Tract · FL
12097042904
2.7
/ 10 · Low
Tract · FL
12097043207
2.6
/ 10 · Low
Tract · FL
12097043301
2.4
/ 10 · Low
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