Brainerd Eviction Risk: Elevated , Chicago

Pulling hardest the other way is economic stress at 1.1/10. On the high side, local political climate reads 8.5/10. Annualized rent equals 32% of average household income of $81,250, past the 30% affordability line, which thins the margin any screening standard has to work with.

Cost burden runs 55% here against 45.6% across Cook County. 19% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The voucher gap is 24.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Running hot, tenant-organizing strength reads 8/10. SNAP participation runs 25.0% against 15.2% nationally. The filing record is not thin: 166 evictions over 15 years of observation.

Food insecurity runs 25.9% against 17.8% nationally. Filings peaked in 2015 at 7.8% of renter households. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Chicago. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 3.0% of renter households face a filing. Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.