Neighborhood · Ranked #49,882 of 84,120 nationally

North Highland Square Eviction Risk: Lower , Rockford

Tract 17201000401 · Winnebago County, IL · pop 2,290 · neighborhood within 1.0 mi

The North Highland Square area of Rockford is where census tract 17201000401 sits, home to 2,290 residents. Its landlord eviction-risk score is 3.7/10. On the national scale it ranks #77,556 of 84,120 for landlord eviction difficulty.

16% of renter households here spend at least 30% of income on rent, a modest level, and 16% are severely burdened at 50% or more. The typical renter pays about $1,137 a month while the average household earns $82,917 a year, roughly 16% of income at the averages. Renters make up 23% of occupied homes.

Risk score

3.5

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 4% Stable renters 20% Owners 76%

Tract context

Occupied units896

Renter share23.3%

SVI overall0.36

Poverty rate4.4%

Median income$82,917

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.2817, -89.0494 · click any tract to drill in

Why North Highland Square scores 3.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

4.4% poverty · this tract

1.1

Supply constraint

$1,137 rent vs county FMR

4.6

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How North Highland Square compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 36

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

23%Socioeconomic
54%Household composition
43%Racial/ethnic minority
50%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
73%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Highland Square. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.1%Housing insecurity
5.4%Utility-shutoff threat
10.5%Food insecurity
8.8%SNAP enrollment
5.9%Transit barriers
7.3%No health insurance
15.4%Frequent mental distress
28.8%Any disability

Analysis

What drives eviction risk in North Highland Square

The score leans hardest on supply constraint at 4.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Winnebago County average of 5.0 and below the Illinois statewide average of 5.4. Within its own county it reads on the safer side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 36th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 17201000401

What is the eviction-risk score for census tract 17201000401?

Census tract 17201000401 in the North Highland Square neighborhood scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201000401?

Median gross rent is $1,137/month (ACS 5-year 2023, table B25064). 16% of renter households are cost-burdened.

What is the poverty rate in tract 17201000401?

4.4% of residents in tract 17201000401 live below the federal poverty line (ACS B17001, 2023). Population: 2,290.

How socially vulnerable is tract 17201000401?

CDC Social Vulnerability Index ranks this tract in the 36th percentile nationally. Sub-themes: socioeconomic 23th, household 54th, minority 43th, housing 50th.

Is tract 17201000401 considered part of North Highland Square?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17201000401 fall within North Highland Square (neighborhood centroid within 1.0 miles, OSM data).

What share of households in tract 17201000401 struggle to pay rent?

About 9.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201000401 compare to Rockford overall?

Tract 17201000401 scores 3.5/10, lower than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201000401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.