Neighborhood · Ranked #26,446 of 84,120 nationally

North Vale Eviction Risk: Moderate , Rockford

Tract 17201000502 · Winnebago County, IL · pop 4,100 · neighborhood within 1.1 mi

Census tract 17201000502 covers the North Vale area of Rockford, home to 4,100 residents. For landlords it grades 5.1/10, a moderate reading. On the national scale it ranks #48,226 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 49% of renter households, a severe level, and 37% are severely burdened at 50% or more. Average gross rent is $1,071 monthly, set against $58,390 in average yearly household income, roughly 22% of income at the averages. About 43% of occupied units are renter-occupied.

Risk score

4.9

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 21% Stable renters 22% Owners 57%

Tract context

Occupied units1,582

Renter share43.1%

SVI overall0.94

Poverty rate18.5%

Median income$58,390

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.2590, -89.0137 · click any tract to drill in

Why North Vale scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

18.5% poverty · this tract

4.6

Supply constraint

$1,071 rent vs county FMR

4.1

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How North Vale compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

78%Socioeconomic
88%Household composition
64%Racial/ethnic minority
99%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
2%Grade C
5%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within North Vale. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

19.5%Housing insecurity
13.0%Utility-shutoff threat
26.7%Food insecurity
27.4%SNAP enrollment
13.0%Transit barriers
14.8%No health insurance
18.9%Frequent mental distress
38.8%Any disability

Analysis

What drives eviction risk in North Vale

The heaviest input here is economic stress at 4.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Winnebago County average of 5.0 and below the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

The tract is White and Hispanic or Latino and ranks around the 94th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 5% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17201000502

What is the eviction-risk score for census tract 17201000502?

Census tract 17201000502 in the North Vale neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201000502?

Median gross rent is $1,071/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 17201000502?

18.5% of residents in tract 17201000502 live below the federal poverty line (ACS B17001, 2023). Population: 4,100.

How socially vulnerable is tract 17201000502?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 78th, household 88th, minority 64th, housing 99th.

Is tract 17201000502 considered part of North Vale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17201000502 fall within North Vale (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 17201000502 struggle to pay rent?

About 19.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201000502 compare to Rockford overall?

Tract 17201000502 scores 4.9/10, higher than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201000502 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.