Neighborhood · Ranked #8,912 of 84,120 nationally

Downtown Rockford Eviction Risk: Elevated

Tract 17201001000 · Winnebago County, IL · pop 2,720 · neighborhood within 0.9 mi

Landlord eviction risk in census tract 17201001000 (Downtown Rockford in Rockford, Illinois) comes in at 5.6/10, the Moderate tier. It lands near the 61st percentile nationally for landlord eviction risk.

46% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $904 a month while the average household earns $21,403 a year, roughly 51% of income at the averages. Renters make up 80% of occupied homes, a renter-majority tract.

Risk score

6.3

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 37% Stable renters 43% Owners 20%

Tract context

Occupied units1,051

Renter share80.3%

SVI overall0.94

Poverty rate52.6%

Median income$21,403

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.2596, -89.0919 · click any tract to drill in

Why Downtown Rockford scores 6.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

52.6% poverty · this tract

10.0

Supply constraint

$904 rent vs county FMR

2.7

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How Downtown Rockford compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

92%Socioeconomic
81%Household composition
82%Racial/ethnic minority
91%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
12%Grade C
62%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Downtown Rockford. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

33.5%Housing insecurity
25.5%Utility-shutoff threat
44.9%Food insecurity
50.1%SNAP enrollment
23.1%Transit barriers
18.7%No health insurance
24.1%Frequent mental distress
43.0%Any disability

Analysis

What drives eviction risk in Downtown Rockford

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Winnebago County average of 5.0 and in line with the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 62% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

The tract is Black and Hispanic or Latino and ranks around the 94th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17201001000

What is the eviction-risk score for census tract 17201001000?

Census tract 17201001000 in the Downtown Rockford neighborhood scores 6.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201001000?

Median gross rent is $904/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 17201001000?

52.6% of residents in tract 17201001000 live below the federal poverty line (ACS B17001, 2023). Population: 2,720.

How socially vulnerable is tract 17201001000?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 92th, household 81th, minority 82th, housing 91th.

Is tract 17201001000 considered part of Downtown Rockford?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17201001000 fall within Downtown Rockford (neighborhood centroid within 0.9 miles, OSM data).

What share of households in tract 17201001000 struggle to pay rent?

About 33.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 25.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201001000 compare to Rockford overall?

Tract 17201001000 scores 6.3/10, higher than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201001000 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 62% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.