Downtown Rockford Eviction Risk: Moderate

Food insecurity runs 44.9% against 17.8% nationally. Set annual rent against average income of $21,403 and the ratio lands at 51%, above the conventional 30% ceiling. The poverty rate is 53%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The severe-burden share is 27%, and it is the single best predictor in this model of a filing that actually reaches judgment. This is renter territory: 80% of occupied units are tenant-occupied.

Running cool, rent-regulation exposure reads 2/10. It sits 1.1 points above the Winnebago County average of 4.3. On the softer side, supply constraint reads 2.7/10.

Adults with no health insurance runs 18.7% against 11.3% nationally. At $904 a month, rents run 8% under what the rest of Rockford commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.