Within parent city
82
th percentile
High
Census Tract · Ranked #9,878 of 84,120 nationally
Pontiac Eviction Risk: Elevated
Tract 26125142300 · Oakland County, MI · pop 2,623
For landlords sizing up Pontiac, census tract 26125142300 carries an elevated eviction-risk score of 7.3/10. It lands near the 97th percentile nationally for landlord eviction risk.
About 52% of renters carry a rent burden of 30% of income or higher, a severe level, and 22% are severely burdened at 50% or more. Average gross rent is $638 monthly, set against $23,425 in average yearly household income, roughly 33% of income at the averages. About 80% of occupied units are renter-occupied, a renter-majority tract.
Risk score
6.2
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 41%
Stable renters 39%
Owners 20%
Tract context
Occupied units1,115
Renter share80.2%
SVI overall0.97
Poverty rate46.9%
Median income$23,425
Percentile rank
Higher percentile = riskier than more peers.Within county
99
th percentile
Very High
Within state
96
th percentile
Very High
National
88
th percentile
High
Geographic context
Risk heat across Pontiac and the region
Centroid at 42.6265, -83.2637 · click any tract to drill in
Why Pontiac scores 6.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Pontiac
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Michigan legislature & governorship
3.3
Economic stress
46.9% poverty · this tract
10.0
Supply constraint
$638 rent vs county FMR
1.0
Rent control risk
Inherited from Pontiac
6.8
Eviction process difficulty
State law sets the calendar
3.0
Tenant organizing strength
Inherited from Pontiac
9.5
Housing court bias
Inherited from Pontiac
7.7
How Pontiac compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 97
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 98%Socioeconomic
- 100%Household composition
- 89%Racial/ethnic minority
- 52%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 4%Grade C
- 18%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 37.6%Housing insecurity
- 32.9%Utility-shutoff threat
- 56.3%Food insecurity
- 63.2%SNAP enrollment
- 28.1%Transit barriers
- 17.8%No health insurance
- 24.0%Frequent mental distress
- 49.9%Any disability
Analysis
What drives eviction risk in Pontiac
The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Pontiac eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well above the Oakland County average of 5.7 and above the Michigan statewide average of 5.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 18% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
In CDC survey modeling, about 37.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 32.9% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 26125142300
Q1
What is the eviction-risk score for census tract 26125142300?
Census tract 26125142300 in Pontiac scores 6.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 26125142300?
Median gross rent is $638/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 26125142300?
46.9% of residents in tract 26125142300 live below the federal poverty line (ACS B17001, 2023). Population: 2,623.
Q4
How socially vulnerable is tract 26125142300?
CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 98th, household 100th, minority 89th, housing 52th.
Q5
What share of households in tract 26125142300 struggle to pay rent?
About 37.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 32.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 26125142300 compare to Pontiac overall?
Tract 26125142300 scores 6.2/10, higher than the parent city of Pontiac at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Pontiac eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 26125142300 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Pontiac
Top eight tracts in Pontiac ranked by composite eviction-risk score.
Tract · MI
26125141500
6.3
/ 10 · Elevated
Tract · MI
26125142200
6.3
/ 10 · Elevated
Tract · MI
26125142700
6.2
/ 10 · Elevated
Tract · MI
26125141200
6.2
/ 10 · Elevated
Tract · MI
26125141700
6.1
/ 10 · Elevated
Tract · MI
26125142100
5.7
/ 10 · Elevated
Tract · MI
26125142400
5.2
/ 10 · Moderate
Tract · MI
26125141002
5.1
/ 10 · Moderate
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