Springwells Park Eviction Risk: Moderate , Dearborn

Set annual rent against average income of $60,074 and the ratio lands at 34%, above the conventional 30% ceiling. Sitting well above the midpoint, housing-court posture reads 8.5/10. The severe-burden share is 21%, and it is the single best predictor in this model of a filing that actually reaches judgment.

At $1,684 a month, rents run 27% over what the rest of Dearborn commands. On the high side, rent-regulation exposure reads 8.4/10. The voucher gap is 22.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 0.6 points above the Wayne County average of 4.6.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 65th percentile of the 84,120 tracts scored. Social vulnerability reads 8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MI average is 4.2, so this tract runs 1.0 points hotter. Of its three components the household composition measure is the most pressured.

47% of renter households spend at least 30% of income on rent.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.