White Bear Lake Eviction Risk: Moderate

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 59% of renter households cross the 30%-of-income line, markedly above the Ramsey County average of 47.3%. Against the Ramsey County average of 5.6, this tract reads safer for landlords by 1.3 points.

On the high side, local political climate reads 7.5/10. Sitting well above the midpoint, regional political climate reads 7.3/10.

SNAP participation runs 6.2% against 15.2% nationally. The filing record is not thin: 72 evictions over 7 years of observation.

Food insecurity runs 9.9% against 17.8% nationally. Average gross rent is $1,407, 12% below the White Bear Lake average.

Filings peaked in 2009 at 3.9% of renter households. In a typical year about 2.7% of renter households face a filing. Nationally it ranks #44,239 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6.2/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.