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Neighborhood · Ranked #14,316 of 84,120 nationally

Northlawn Eviction Risk: Moderate , Toledo

Tract 39095001100 · Lucas County, OH · pop 2,414 · neighborhood within 0.8 mi

In the Northlawn neighborhood of Toledo, census tract 39095001100 scores 6.4/10 for eviction risk. That is riskier than roughly 84% of the 84,120 US census tracts we score.

74% of renter households here spend at least 30% of income on rent, a severe level, and 51% are severely burdened at 50% or more. The typical renter pays about $872 a month while the average household earns $34,198 a year, roughly 31% of income at the averages. Renters make up 36% of occupied homes.

Risk score
5.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 27% Stable renters 9% Owners 64%
Tract context
Occupied units906
Renter share36.2%
SVI overall0.85
Poverty rate47.6%
Median income$34,198

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Northlawn
Very Low
Within parent city
89 th percentile
Rank, 89th percentileLowHigh
#14 of 121 tracts In Toledo
High
Within county
94 th percentile
Rank, 94th percentileLowHigh
#11 of 168 tracts In Lucas County
Very High
Within state
93 th percentile
Rank, 93rd percentileLowHigh
#228 of 3,162 tracts In Ohio
Very High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6940, -83.5150 · click any tract to drill in

Why Northlawn scores 5.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
47.6% poverty · this tract
10.0
Supply constraint
$872 rent vs county FMR
3.3
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Northlawn compares

Risk score vs. parent city, county, state.
Northlawn risk score vs. parent city / county / stateThis tract: 5.85.8This tracttract 001100Toledo: 3.33.3Toledoparent cityCounty: 4.14.1Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 691Total filings over 15 yrs
  • 14.67%Avg annual filing rate
  • 27.4%Peak (2006)
  • 58Filings in 2018 (latest validated)
Filings by year 2003 to 2018
Year-by-year eviction filings in tract 390950011002003: 25 filings (7.46/100 renter HHs)2004: 44 filings (13.13/100 renter HHs)2005: 62 filings (25.31/100 renter HHs)2006: 67 filings (27.35/100 renter HHs)2007: 37 filings (15.10/100 renter HHs)2008: 44 filings (17.96/100 renter HHs)2009: 49 filings (20.00/100 renter HHs)2010: 30 filings (7.69/100 renter HHs)2011: 38 filings (10.53/100 renter HHs)2012: 45 filings (12.47/100 renter HHs)2013: 53 filings (14.68/100 renter HHs)2014: 44 filings (12.19/100 renter HHs)2015: 51 filings (14.13/100 renter HHs)2016: 44 filings (9.52/100 renter HHs)2018: 58 filings (12.55/100 renter HHs)
Filings climbed 132% over the past 15 months.
Comparable tracts

Census tracts with similar eviction risk

Within Northlawn. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Northlawn

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 5% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 32.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 27.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095001100

Q1

What is the eviction-risk score for census tract 39095001100?

Census tract 39095001100 in the Northlawn neighborhood scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095001100?

Median gross rent is $872/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095001100?

47.6% of residents in tract 39095001100 live below the federal poverty line (ACS B17001, 2023). Population: 2,414.
Q4

How socially vulnerable is tract 39095001100?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 97th, household 95th, minority 88th, housing 18th.
Q5

Is tract 39095001100 considered part of Northlawn?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095001100 fall within Northlawn (neighborhood centroid within 0.8 miles, OSM data).
Q6

How many evictions are filed each year in tract 39095001100?

Princeton Eviction Lab recorded 691 eviction filings across 15 validated years in tract 39095001100 (2000-2018). The average annual filing rate is 14.67% of renter households, peaking at 27.4% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 39095001100 struggle to pay rent?

About 32.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 27.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39095001100 compare to Toledo overall?

Tract 39095001100 scores 5.8/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 39095001100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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