Neighborhood · Ranked #50,654 of 84,120 nationally

Southwyck Eviction Risk: Lower , Toledo

Tract 39095007304 · Lucas County, OH · pop 3,403 · neighborhood within 1.4 mi

39095007304 is a census tract in the Southwyck area of Toledo, OH. It scores 3.9/10 for landlords. It is home to 3,403 residents. The score leans hardest on court filing pressure at 8.9/10.

Risk score

3.9

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 18% Stable renters 41% Owners 41%

Tract context

Occupied units1,267

Renter share59.6%

SVI overall0.40

Poverty rate11.8%

Median income$57,656

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6188, -83.6782 · click any tract to drill in

Why Southwyck scores 3.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

11.8% poverty · this tract

3.0

Supply constraint

$1,135 rent vs county FMR

5.7

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Southwyck compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 40

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

43%Socioeconomic
22%Household composition
65%Racial/ethnic minority
42%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
18%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Southwyck. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

15.6%Housing insecurity
11.2%Utility-shutoff threat
18.8%Food insecurity
16.1%SNAP enrollment
10.1%Transit barriers
9.5%No health insurance
19.7%Frequent mental distress
30.2%Any disability

Analysis

What drives eviction risk in Southwyck

Cost burden runs 31% here against 41.3% across Lucas County. Running cool, rent-regulation exposure reads 1.5/10. Average gross rent is $1,135, 26% above the Toledo average.

Severe burden reaches 14%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, state political climate reads 2.4/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 40% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.6/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

It tracks the Lucas County average of 4.2 closely. Annual rent works out to 24% of average household income of $57,656.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 39095007304

What is the eviction-risk score for census tract 39095007304?

Census tract 39095007304 in the Southwyck neighborhood scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095007304?

Median gross rent is $1,135/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.

What is the poverty rate in tract 39095007304?

11.8% of residents in tract 39095007304 live below the federal poverty line (ACS B17001, 2023). Population: 3,403.

How socially vulnerable is tract 39095007304?

CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 43th, household 22th, minority 65th, housing 42th.

Is tract 39095007304 considered part of Southwyck?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095007304 fall within Southwyck (neighborhood centroid within 1.4 miles, OSM data).

What share of households in tract 39095007304 struggle to pay rent?

About 15.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095007304 compare to Toledo overall?

Tract 39095007304 scores 3.9/10, right in line with the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095007304 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.