Within parent city
55
th percentile
Moderate
Census Tract · Ranked #59,654 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113020200 · Montgomery County, OH · pop 2,869 · 98% of tract blocks fall in Kettering
Census tract 39113020200 covers part of Kettering, OH, and scores 3.4/10 on landlord eviction risk. Against Montgomery County at 42.9%, 31% of renters here are cost-burdened.
Risk score
3.4
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 8%
Stable renters 17%
Owners 75%
Tract context
Occupied units1,196
Renter share25.2%
SVI overall0.22
Poverty rate9.5%
Median income$73,846
Percentile rank
Higher percentile = riskier than more peers.Within county
39
th percentile
Low
Within state
40
th percentile
Low
National
29
th percentile
Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.6996, -84.1992 · click any tract to drill in
Why Kettering scores 3.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
9.5% poverty · this tract
2.4
Supply constraint
$1,089 rent vs county FMR
5.1
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 22
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 40%Socioeconomic
- 6%Household composition
- 22%Racial/ethnic minority
- 40%Housing & transportation
Historical context · 1930s redlining
HOLC grade: A: Best
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade A meant wealthy, predominantly white neighborhoods favored for lending. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 89%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 135Total filings over 17 yrs
- 2.07%Avg annual filing rate
- 4.0%Peak (2006)
- 1Filings in 2018 (latest validated)
Filings dropped 91% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.8%Housing insecurity
- 6.2%Utility-shutoff threat
- 10.2%Food insecurity
- 7.9%SNAP enrollment
- 6.3%Transit barriers
- 6.7%No health insurance
- 16.9%Frequent mental distress
- 27.5%Any disability
Analysis
What drives eviction risk in Kettering
The clearest offset is eviction-process difficulty at 2.1/10. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment. Sitting well above the midpoint, court filing pressure reads 7.7/10.
Well under the midpoint, state political climate reads 2.4/10. Court records carry 135 eviction filings across 17 observed years. Against the Montgomery County average of 4.2, this tract reads safer for landlords by 0.8 points.
Food insecurity runs 10.2% against 17.8% nationally. SNAP participation runs 7.9% against 15.2% nationally. The worst year on record was 2006, when 4.0% of renter households were served.
This ground was mapped A ("Best") on the 1930s HOLC security maps for Dayton. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 2.1% of renter households face a filing.
Nationally it ranks #59,654 of 84,120 for landlord eviction difficulty.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 39113020200
Q1
What is the eviction-risk score for census tract 39113020200?
Census tract 39113020200 in Kettering scores 3.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113020200?
Median gross rent is $1,089/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113020200?
9.5% of residents in tract 39113020200 live below the federal poverty line (ACS B17001, 2023). Population: 2,869.
Q4
How socially vulnerable is tract 39113020200?
CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 40th, household 6th, minority 22th, housing 40th.
Q5
How many evictions are filed each year in tract 39113020200?
Princeton Eviction Lab recorded 135 eviction filings across 17 validated years in tract 39113020200 (2000-2018). The average annual filing rate is 2.07% of renter households, peaking at 4.0% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113020200 struggle to pay rent?
About 8.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113020200 compare to Kettering overall?
Tract 39113020200 scores 3.4/10, lower than the parent city of Kettering at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 39113020200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of A. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
5.4
/ 10 · Moderate
Tract · OH
39113020400
4.5
/ 10 · Moderate
Tract · OH
39113021501
4.4
/ 10 · Moderate
Tract · OH
39113021100
4.2
/ 10 · Moderate
Tract · OH
39113020100
4.2
/ 10 · Moderate
Tract · OH
South Dayton
4.2
/ 10 · Moderate
Tract · OH
39113021502
4
/ 10 · Moderate
Tract · OH
39113021301
3.9
/ 10 · Low
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