Within parent city
55
th percentile
Moderate
Census Tract · Ranked #61,757 of 84,120 nationally
Kettering Eviction Risk: Lower
Tract 39113021302 · Montgomery County, OH · pop 2,015
The Moderate-tier score of 5.6/10 for census tract 39113021302 reflects conditions in Kettering in Montgomery County, Ohio. That is riskier than roughly 60% of the 84,120 US census tracts we score.
About 53% of renters carry a rent burden of 30% of income or higher, a severe level, and 17% are severely burdened at 50% or more. The typical renter pays about $1,275 a month while the average household earns $62,786 a year, roughly 24% of income at the averages. About 34% of occupied units are renter-occupied.
Risk score
2.8
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 16%
Owners 66%
Tract context
Occupied units944
Renter share34.1%
SVI overall0.47
Poverty rate5.2%
Median income$62,786
Percentile rank
Higher percentile = riskier than more peers.Within county
33
th percentile
Low
Within state
34
th percentile
Low
National
27
th percentile
Low
Geographic context
Risk heat across Kettering and the region
Centroid at 39.7032, -84.1134 · click any tract to drill in
Why Kettering scores 2.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Kettering
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
5.2% poverty · this tract
1.3
Supply constraint
$1,275 rent vs county FMR
6.8
Rent control risk
Inherited from Kettering
5.1
Eviction process difficulty
State law sets the calendar
2.1
Tenant organizing strength
Inherited from Kettering
7.4
Housing court bias
Inherited from Kettering
4.9
How Kettering compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 47
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 55%Socioeconomic
- 79%Household composition
- 26%Racial/ethnic minority
- 21%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 202Total filings over 17 yrs
- 4.99%Avg annual filing rate
- 12.7%Peak (2002)
- 8Filings in 2018 (latest validated)
Filings dropped 72% over the past 17 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 10.2%Housing insecurity
- 6.8%Utility-shutoff threat
- 12.0%Food insecurity
- 9.2%SNAP enrollment
- 7.2%Transit barriers
- 8.2%No health insurance
- 18.5%Frequent mental distress
- 29.0%Any disability
Analysis
What drives eviction risk in Kettering
The score leans hardest on tenant organizing strength at 7.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Kettering eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 47th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
Princeton's Eviction Lab logged 202 eviction filings here over 17 tracked years, with about 5.0% of renter households facing a filing in a typical year. Filings peaked at 12.7% of renter households in 2002.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39113021302
Q1
What is the eviction-risk score for census tract 39113021302?
Census tract 39113021302 in Kettering scores 2.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39113021302?
Median gross rent is $1,275/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39113021302?
5.2% of residents in tract 39113021302 live below the federal poverty line (ACS B17001, 2023). Population: 2,015.
Q4
How socially vulnerable is tract 39113021302?
CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 55th, household 79th, minority 26th, housing 21th.
Q5
How many evictions are filed each year in tract 39113021302?
Princeton Eviction Lab recorded 202 eviction filings across 17 validated years in tract 39113021302 (2000-2018). The average annual filing rate is 4.99% of renter households, peaking at 12.7% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 39113021302 struggle to pay rent?
About 10.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39113021302 compare to Kettering overall?
Tract 39113021302 scores 2.8/10, higher than the parent city of Kettering at 2.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Kettering eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Kettering
Top eight tracts in Kettering ranked by composite eviction-risk score.
Tract · OH
39113021800
4.3
/ 10 · Moderate
Tract · OH
39113020400
3.7
/ 10 · Low
Tract · OH
39113021501
3.5
/ 10 · Low
Tract · OH
39113021100
3.4
/ 10 · Low
Tract · OH
39113020100
3.4
/ 10 · Low
Tract · OH
South Dayton
3.4
/ 10 · Low
Tract · OH
39113021502
3.3
/ 10 · Low
Tract · OH
39113021301
3.2
/ 10 · Low
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