Dunbar Historic District Eviction Risk: Moderate , Dayton

At $422 a month, rents run 54% under what the rest of Dayton commands. Food insecurity runs 49.8% against 17.8% nationally.

Housing insecurity runs 37.0% against 14.2% nationally. Cost burden runs 58% here against 42.9% across Montgomery County. The poverty rate is 40%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, supply constraint reads 1/10. 74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, rent-regulation exposure reads 1.5/10. Severe burden reaches 14%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against the Montgomery County average of 4.2, this tract reads riskier for landlords by 1.2 points.

The filing record is not thin: 996 evictions over 17 years of observation. The worst year on record was 2005, when 14.2% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 8.9% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.